a smiling couple drives with the top down on the convertible car.

Car Buying Resources

We’re here to make the auto buying and loan process straightforward.

Still Have Questions

Buying a new car can be exciting. But without the right support and knowledge it can also be stressful. At Atlantic Financial Credit Union, we’re here to be your life-long financial partner, giving you the tools and resources you need to achieve your goals. 

With our Car Buying Resource Center, you’ll have the information you need to shop for an auto without stress or worry. You’ll also learn about refinancing your loan so you’ll be ready if interest rates drop or your credit score rises. 

In this Resource Center, we’ll tell you: 

  • What type of credit score you need to buy a car.
  • Common car buying myths you shouldn’t fall for. 
  • How to save money with a car buying service. 
  • Why you should get preapproved for an auto loan. 
  • How to buy a car from a private seller.
  • And much more. 

Check out these resources and then let us know if you have any questions. We’re always here to help you make sound financial decisions that save you money.

Car Buying Basics

First things first, you need to shop for the perfect auto. Click the links below to read about and learn all the tips and tricks to get you into the ride of your dreams. 

Tips for Buying a Car in Towson, MD

What Kind of Credit Score Do You Need to Buy a Car?

The Complete Guide Buying a Used Car

Common Auto Buying Myths

What is a Car Buying Service?

How to Finance a Used Car & Mistakes to Avoid

9 Steps for Buying a Used Car

a man and lady negotiate with a car salesman.

Getting an Auto Loan

Once you’ve found the perfect auto, it’s time to finance it. This step can be confusing if you don’t have sound information to rely on. So click the links below to learn all you need to know about auto loans. 

What Does a Pre-Approved Car Loan Mean?

Where Can I Get a Car Loan?

How to Get a Car Loan for a Private Seller?

How Do Car Loans Work?

How to Finance Your Next Car

Auto Loans & Car Buying

Auto Loan FAQs

a couple signs for an auto loan and get their car keys.

Budgeting & Affordability

You may be wondering how much car you can afford or how big of a monthly payment you should take on. If so, this section will answer those questions and more. 

Click to access these helpful resources. 

How Much Car Can I Afford?

How Big Should the Down Payment Be?

How to Trade in a Car with Negative Equity

Auto Loan Calculator

a lady smiles in the read view mirror of her car.

Refinancing Your Auto Loan

Refinancing a loan can save you hundreds and maybe even thousands of dollars – but the timing needs to be right. Otherwise, you could end up adding extra expenses on top of the loan balance you already owe. 

Click to read our auto loan refinance resources now. 

Does Refinancing a Car Hurt My Credit?

Is It Worth Refinancing Your Car?

When is the Best Time to Refinance a Car?

5 Reasons to Refinance Your Car Loan

How to Take Advantage of an Auto Refinance

Pros and Cons of Refinancing Your Car

Auto Loan Refinancing Options

A smiling lady looks at the auto loan refinance rates online on her laptop

Financing Special Vehicles

Sometimes your dream doesn’t happen in the city, and that’s alright. We have information to help you get out on the water, play in the mud, or spend time under the stars. . 

Click to access this information now. . 

Recreational Vehicle Loans

Motorcycle Loans

ATV and UTV Loans

Boat and Watercraft Loans

a man fly fishes from a small boat in a lake at Rocks State Park in MD.

Additional Auto Loan Information

Now that you’ve learned about budgeting, car buying, financing a vehicle, and refinancing a loan, you might have a few lingering questions about things like loan rates and insurance. 

Car Buying Service

Save time and money with AFFCU’s Car Buying Service. Members save an average of $3,572** off MSRP.

Auto Loan Rates

A hassle-free auto financing experience hinges on low rates, and we have them for you and more.

Auto Insurance

For the best coverage at the best rate, you need an AFFCU insurance partner.

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