ATV and UTV Loans
Great rates, flexible terms, and an easy online application.
AFFCU’s ATV and UTV Loan Benefits
Whether you want to get out and play on a quad or tow heavy things around the farm, we have the perfect loan for you. We offer competitive rates, terms to fit your needs, and a quick and easy online application process. When financing is this good, you can’t help but get out and enjoy the outdoors.
Competitive Rates
Financing that makes owning an ATV or UTV affordable.
Quick and Easy Financing
Easy online application that takes minutes to complete.
Flexible Terms
Perfect loan terms to fit your style and needs.
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Term |
APR as low as* |
Monthly Payment per $1,000 |
|---|---|---|
|
*APR = Annual Percentage Rate. Actual rate will vary based on credit review and income. Advertised as low as rate includes a rate discount of 1.00% for having a checking account with a direct deposit established totaling at least $1,500 per month to an AFFCU account and have automatic loan payment transfers setup from an AFFCU account. |
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|
Term Up to 60 months |
APR as low as* 9.24% |
Monthly Payment per $1,000 $20.88 |
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Term 72 months |
APR as low as* 9.74% |
Monthly Payment per $1,000 $18.39 |
ATV and UTV Loan Payment Calculator
ATV Loan Calculator
Results
| Monthly Payment | $____ |
ATV and UTV Loans Have Never Been Easier
1.
Apply
Complete our easy and secure online application.
2.
Get Pre Approved
You’ll get your pre-approval in minutes.
3.
Buy Your ATV and UTV
Make your purchase and finalize your loan.
— Tami H.I have been with Atlantic for over 25 years. They help me when I need it, and the rates on loans are the best. I recommend if you’re looking for a bank to help you and not rob you, this is the one.
ATV and UTV Loan FAQs
Our loan approval process is quick and easy. Once you apply for a loan, you’ll know if you’ve been approved within 48 hours.
We offer terms of up to 84-months, so you can pick the perfect loan length to meet your needs and budget.
Our loan officers evaluate your credit score, income, and loan repayment history during the loan approval process.
We want you to find the ATV or UTV to fit your needs. So you can buy it from a dealership or even a private seller.
You can make your monthly loan payment in a number of ways. You may mail us a check, transfer funds from your AFFCU accounts to your loan as payment, use your financial institutions’ online bill pay system, or pay by card (fees apply).
No. We never penalize members for paying off loans early.
Other AFFCU Vehicle Loans
Auto Loans
Unbeatable rates and terms, whether you’re buying a new or used car or even refinancing your current auto loan.
Boat Loans
Float away with low rates and flexible terms to meet your needs.
Motorcycle Loans
Get out and feel the wind in your face with a low rate and a hassle-free loan.