EARLY CLOSURE ALERT: AFFCU will close at 2:30 PM on Wednesday, February 19 for staff training. You may access your accounts via Online & Mobile Banking, PAT (Phone Automated Transaction) system, or any AFFCU or CO-OP ATM.

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Personal Loans

Get the cash you need to make more things happen

APPLY NOW

Life Happens. Let Us Help You Affordably Finance It.

Life is full of twists and turns, some planned, many not. When you’re in need of money to lighten the load of life’s unanticipated expenses, or even for planned expenses, you have a partner in AFFCU to turn to, with best interest in mind.

No Application Fees

Applying is fast and easy. There’s no cost to apply and find out how we can support your affordable financing needs.

No Collateral Required

There is nothing to put up or sign over. With a basic credit review, debt and income analysis, your signature is all that is needed.

Low Rates, Flexible Terms

As easy as it is to get, we still keep it affordable with flexible terms and great rates as low as 7.25% APR*.

Check Out Our Everyday Low Rates And Terms

Personal Loans

Term

APR as low as

Monthly Payment per $1,000

All Personal loans have a maximum loan amount of $20,000.

Term

12 months

APR as low as

7.25%

Monthly Payment per $1,000

$88.96

Term

24 months

APR as low as

8.75%

Monthly Payment per $1,000

$47.91

Term

36 months

APR as low as

10.25%

Monthly Payment per $1,000

$34.81

Term

48 months

APR as low as

11.25%

Monthly Payment per $1,000

$28.49

Term

60 months

APR as low as

12.25%

Monthly Payment per $1,000

$25.02

Apply Online

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Save Faster For Your Future Needs and Expenses

Saving money for future needs can be a challenge. But we’ve got the tools to help you achieve your goals.

Learn more about our savings tools

Make Your AFFCU Membership More Rewarding

We make membership more rewarding. You can earn over $150* in an annual cash bonus for your everyday banking activities.

Learn more about My AFFCU Rewards

Contact Us And Get Started

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(410) 584-7474