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Personal Loans

Get the cash you need to make more things happen


Life Happens. Let Us Help You Affordably Finance It.

Life is full of twists and turns, some planned, many not. When you’re in need of money to lighten the load of life’s unanticipated expenses, or even for planned expenses, you have a partner in AFFCU to turn to, with best interest in mind.

No Application Fees

Applying is fast and easy. There’s no cost to apply and find out how we can support your affordable financing needs.

No Collateral Required

There is nothing to put up or sign over. With a basic credit review, debt and income analysis, your signature is all that is needed.

Low Rates, Flexible Terms

As easy as it is to get, we still keep it affordable with flexible terms and great rates as low as APR*.

Check Out Our Everyday Low Rates And Terms

Personal Loans


APR as low as

Monthly Payment per $1,000

*APR = Annual Percentage Rate. Actual rate may vary and based on credit review and application. Rates based on loan term. Terms available from 12- to 60-months. The maximum allowable APR is 18.00%. Advertised as low as rate includes rate discount of 1.00% for having a checking account with a direct deposit established totaling at least $1,500 per month to an AFFCU account and have automatic loan payment transfers setup from an AFFCU account. All Personal loans have a maximum loan amount of up to $30,000 based on credit score. Eligible loan amount based on credit review. A representative payment example for a personal loan in the amount of $10,000 with a term of 60-months at a non-variable interest rate of 7.24% APR would equal $199.15 per month. This equates to $11,948.78 over the life of the loan.


Up to 60 months

APR as low as


Monthly Payment per $1,000


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Make Your AFFCU Membership More Rewarding

We make membership more rewarding. You can earn over $150* in an annual cash bonus for your everyday banking activities.

Learn more about My AFFCU Rewards

Contact Us And Get Started

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(410) 584-7474