Welcome To Our New Website: We’re excited to introduce you to the new Atlantic Financial Federal Credit Union website. Get a quick overview of what’s new.

Friendly cashier accepting card payment

Checking Accounts

Everyday banking.
Not your everyday rewards checking accounts.

Open an Account

Free checking accounts that give cash back

Maybe we had you at “free.” But there’s more! We’ll reward you with a 2.50% APY on your account balance, 2.50% cash back on purchases, or purchase rebates on iTunes, Google Play, or Amazon downloads just for your everyday banking transactions. * Plus, you’ll get:

Visa® Debit Card

Unlimited transactions, no monthly fees

Overdraft protection

Use your savings account as a free safety net to prevent overdrafts.

Free online bill pay

Manage your account and pay your bills online.

ATM fee refunds

We’ll refund your ATM fees nationwide, up to $20 per month. *

No minimum balance

No minimum balance on any of our checking accounts

Free mobile deposit

Deposit your checks without visiting a branch or ATM.

Find the right checking account for you:

  • Best for members who:

    Best for members who:

  • Minimum balance

    Minimum balance

  • Rewards

    Rewards

  • Earning potential

    Earning potential

  • Can link to high-interest Kasasa Saver® account

    Can link to high-interest Kasasa Saver® account

Kasasa Cash®

  • Best for members who:

    Maintain a higher monthly balance over $5,000

  • Minimum balance

    None

  • Rewards

    2.50% APY* on balances up to $10,000 when you meet the qualifications

  • Earning potential

    2.50% APY on balances up to $10,000*

  • Can link to high-interest Kasasa Saver® account

Kasasa Cash Back®

  • Best for members who:

    Don’t maintain a high account balance, but regularly use debit card for everyday purchases

  • Minimum balance

    None

  • Rewards

    2.50% cash back* earned on debit card purchases up to $300 monthly when you meet the qualifications 

  • Earning potential

    Up to $7.50 cash back per month*

  • Can link to high-interest Kasasa Saver® account

Kasasa Tunes®

  • Best for members who:

    Regularly download music, shows, or movies on iTunes, Google Play or Amazon

  • Minimum balance

    None

  • Rewards

    Rebate of up to $10* on iTunes, Google Play, or Amazon purchases when you meet the qualifications 

  • Earning potential

    Up to $10 in rebates monthly*

  • Can link to high-interest Kasasa Saver® account

    No

How to qualify for rewards

Earning your rewards is simple. Complete the following activities in your Kasasa account during each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled to receive E-Statements
  • Log into online banking

It’s that simple. If you don’t qualify, don’t worry. Your account is still free. Plus, you can always get back to earning rewards the next cycle.

Young lady thinking of an online purchase with her debit card

Qualification Cycle Schedule

Kasasa Qualification Cycle

Qualification Cycle Start Date

Qualification Cycle End Date

Qualification Cycle Start Date

December 31, 2019

Qualification Cycle End Date

January 30, 2020

Qualification Cycle Start Date

January 31, 2020

Qualification Cycle End Date

February 27, 2020

Qualification Cycle Start Date

February 29, 2020

Qualification Cycle End Date

March 30, 2020

Qualification Cycle Start Date

March 31, 2020

Qualification Cycle End Date

April 29, 2020

Qualification Cycle Start Date

April 30, 2020

Qualification Cycle End Date

May 29, 2020

Qualification Cycle Start Date

May 31, 2020

Qualification Cycle End Date

June 29, 2020

Qualification Cycle Start Date

June 30, 2020

Qualification Cycle End Date

July 30, 2020

Qualification Cycle Start Date

July 31, 2020

Qualification Cycle End Date

August 30, 2020

Qualification Cycle Start Date

August 31, 2020

Qualification Cycle End Date

September 29, 2020

Qualification Cycle Start Date

September 30, 2020

Qualification Cycle End Date

October 30, 2020

Qualification Cycle Start Date

October 31, 2020

Qualification Cycle End Date

November 29, 2020

Qualification Cycle Start Date

November 30, 2020

Qualification Cycle End Date

December 30, 2020

Qualification Cycle Start Date

December 31, 2020

Qualification Cycle End Date

January 29, 2021

I really love the Kasasa Cash Back dividend just for using my debit card!

— – Mary M.

Checking FAQs

Enrolling in e-statements is easy. Log into your AFFCU online banking account via a desktop PC or laptop (cannot be completed via AFFCU mobile banking app). Click on the e-statement tab in the top navigation. Simply follow the prompts to enroll which include providing your email address and accepting the terms and conditions. Once completed you will be successfully enrolled in e-statements. Note: a new tab or window will open upon clicking the e-statements tab. To ensure it opens, be sure to enable pop-ups in your browser security settings for this website.

You may order checks in-branch, by calling 410-584-7474, or order online.
https://orders.mainstreetinc.com/ConsumerReorder?UseHeader=Yes&cid=21314

Your balance is easily accessible. You can find your monthly summary on your account statement or access a more up to date balance through your secure online and mobile banking account, or through Automated Phone Activated Transaction (PAT) system.

You might also be interested in

Online & Mobile Banking

Manage your checking account from your desktop, tablet or mobile device. Check your balance, pay bills, deposit checks, transfer funds, and more!

Explore Online & Mobile Banking

Free Kasasa Saver®

Put your savings on autopilot with Kasasa Saver®. This account is linked to either your free Kasasa Cash® or Kasasa Cash® checking account.

Learn more and open an account

Open a checking account today

Contact us
Contact Us
Open an account online
Open online
Call Us

(410) 584-7474

Disclosures

*APY = Annual Percentage Yield and is accurate as of 6/01/2019. Rates and rewards are variable and may change after account is opened.

1 Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions; transfers between accounts; debit card purchases processed by merchants and received by Atlantic Financial Federal Credit Union as ATM, PIN-based, or Bill Payment transactions; signature based transactions and purchases made with non-Atlantic Financial Federal Credit Union issued debit cards. “Monthly Qualification Cycle” means a period beginning on the last business day of the previous calendar month through one day prior to the last business day of the current calendar month.

2 Kasasa Cash Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, Balances up to $10,000 receive APY of 2.50%; and balances over $10,000 earn 0.25% interest rate on the portion of balance over $10,000, resulting in a range from 0.45% to 2.50% APY depending on the account’s balance . When Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY. Dividends will be credited to your Kasasa Cash account on the last day of statement cycle. APY = Annual Percentage Yield. Fees may reduce earnings. Rates and rewards are variable and may change after account is opened.

3 Kasasa Cash Back Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 2.50% cash back on up to a total of $300.00 PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $7.50 cash back may be earned per Monthly Qualification Cycle. When Kasasa Cash Back qualifications are not met, no cash back payments are made. Cash back payments will be credited to your Kasasa Cash Back account on the last day of statement cycle. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

4 Kasasa Tunes Reward Information: When Kasasa Tunes qualifications are met during a Monthly Qualification Cycle: you will earn up to an aggregate total of $10 (which includes any applicable taxes) in refunds for any iTunes, Amazon.com or Google Play purchases. In order to be refunded, iTunes, Amazon.com, Google Play purchases must be made with your Atlantic Financial Federal Credit Union Kasasa Tunes debit card and must post and settle to your account no more than 30 days after the Monthly Qualification Cycle in which you qualified ends. When Kasasa Tunes qualifications are not met, iTunes, Amazon.com, Google Play purchases are not refunded. iTunes, Amazon.com, Google Play refunds will be credited to your account on the last day of the statement cycle in which these purchases post and settle to your account. Kasasa Tunes Sign Up Bonus: When you open and fund your Kasasa Tunes account, you will be refunded up to an aggregate total of $20 (which includes any applicable taxes) for iTunes, Amazon.com, Google Play purchases, made with your Atlantic Financial Federal Credit Union Kasasa Tunes debit card that post and settle to your account during the first 60 calendar days after your account is opened. This refund will be credited to your account on the last day of the Statement Cycle in which your aggregate iTunes, Amazon.com, Google Play purchase threshold of $20 posts and settles to your account. Any portion of the Sign Up Bonus that is not used within the stated time period will be forfeited. No minimum deposit is required to open the account. No minimum balance is required to obtained this bonus.

5 ATM Fee Reimbursement Information: When the Kasasa Checking qualifications are met during a Monthly Qualification you will receive reimbursements up to $20 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Checking qualifications are not met, ATM fees are not refunded. ATM fee reimbursements will be credited to your Kasasa Checking account on the last day of statement cycle.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Monthly enrollment in online banking and receipt of electronic statements are conditions of this accounts. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account.

Contact an Atlantic Financial Federal Credit Union service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. iTunes is a registered trademark of Apple, Inc. Amazon is a registered trademark of Amazon.com. Google Play is a registered trademark of Google, Inc. Apple Inc., Amazon.com and Google, Inc. are not participants in or sponsors of this program. Kasasa & Kasasa Tunes are trademarks of BancVue, Ltd., registered in the U.S.A.