Boat and Watercraft Loans
Low rates, flexible terms, and a quick and easy online application will have you out on the water in style.
Boat and Watercraft Loan Benefits
Whether you want a powerboat, sailboat, or personal watercraft, we have rates and terms too good to pass up.
Competitive Rates
Financing that makes owning a boat affordable.
Flexible Terms
Perfect loan terms to fit your budget- up to 72 months financing.
Easy Online Financing
Easy online application that takes minutes to complete.
|
Term |
APR as low as* |
Monthly Payment per $1,000 |
|---|---|---|
|
*APR = Annual Percentage Rate. Actual rate will vary based on credit review and income. Advertised as low as rate includes a rate discount of 1.00% for having a checking account with a direct deposit established totaling at least $1,500 per month to an AFFCU account and have automatic loan payment transfers setup from an AFFCU account. |
||
|
Term Up to 60 months |
APR as low as* 9.24% |
Monthly Payment per $1,000 $20.88 |
|
Term 72 months |
APR as low as* 9.74% |
Monthly Payment per $1,000 $18.39 |
Boat and Watercraft Loan Payment Calculator
Boat Loan Calculator
Results
| Monthly Payment | $____ |
Boat and Watercraft Loans Have Never Been Easier
1.
Apply
Complete our easy and secure online application.
2.
Get Pre Approved
You’ll get your pre-approval in minutes.
3.
Buy Your Boat
Buy your watercraft and finalize your loan.
— Tami H.I have been with Atlantic for over 25 years. They help me when I need it, and the rates on loans are the best. I recommend if you’re looking for a bank to help you and not rob you, this is the one!
Boat and Watercraft Loan FAQs
We finance all types of power and sailboats, including pontoon boats, catamarans, electric boats, and more. We also finance personal watercraft like Jetskis and Sea-Doos.
We consider your credit score, income, and loan repayment history, and the boat you want to finance during the loan approval process.
Our loan approval process is quick and easy. Once you apply for a loan, we’ll let you know if you’ve been approved within 48 hours.
You can make your monthly loan payment in a number of ways. You may mail us a check, transfer funds from your AFFCU accounts to your loan as payment, use your financial institutions’ online bill pay system, or pay by card (fees apply).
No. We never penalize members for paying off loans early.
Contact Us And Get Started
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