AFFCU Branch Lobby Is Currently Closed. Drive-Thru Access Remains Open To Serve Members

WE’RE HERE TO HELP: If you are impacted by the COVID-19 (Coronavirus) epidemic let us help. Learn more about our financial assistance efforts to help our members through these challenging times. LEARN MORE >

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Welcome to

Atlantic Financial Federal Credit Union

Save More. Earn More. Achieve More Together.

Join Us

Don’t take our word for it.

Here’s what our members have to say:

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    Carolyn R.

    Always there to help financially. The AFFCU crew are always willing to give perfect service. It feels like family to me… I appreciate AFFCU.

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    Andrew R.

    Exceedingly pleasant and helpful, plus ridiculously low rates on loans. I mean, seriously. Bonus, they pay better than bank rates on their savings accounts. What isn’t to love?

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    Phyllis M.

    AFFCU you saved me over $100 a month on my auto loan. I just love my checking and savings accounts. The AFFCU Visa card is also a big savings. They are just awesome!

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Bright Financial Futures Start Here

A Journey Account helps young members build the foundations of saving for a brighter financial future.
Learn More

Benefits you can bank on

We don’t pocket our profits. We return them to you in the form of higher rates on deposits, lower rates on loans, and dividend bonuses.

Our low rates and fees save each member household an average of
each year

Over the last five years, we have returned over
to our members in annual bonuses

Our members enrolled in free Kasasa checking earn an average of
in rewards each year

Need more reasons to bank with Atlantic Financial?


Baltimore Born

No one knows greater Baltimore better than we do. We’re proud of our local roots and proud to give back to the communities we serve.

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Full Service

Whether you’re looking to save, borrow, spend, or manage money, you can rely on Atlantic Financial for all your banking needs.

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Member Owned

As a cooperative, our members are also partial owners. Unlike banks, we answer to you, not shareholders.