SPECIAL ANNOUNCEMENT: AFFCU announces approval to serve anyone who lives, works, worships, volunteers, attends school, or has family in Baltimore County, Baltimore City, Carroll County, and Harford County. Read the press release announcement and a message from our CEO to members.

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Welcome to Atlantic Financial FCU

Where You Matter.

Helping You Achieve More By Making Your Financial Well-Being Our Priority.

Join Us

AFFCU Home Equity Line of Credit Special offer. 1.99% APR for 12 months. No closing costs

Special HELOC Offer

Home values have skyrocketed. Cash in on this increase with our special Home Equity Line-of-Credit offer.

Check Out Offer Details
AFFCU Digital Banking access devices

AFFCU Digital Banking

We’re always open online. Secure digital banking access for easy account manage on your schedule.

Review Our Digital Banking Tools

Don’t take our word for it.

Here’s what our members have to say:

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    Carolyn R.

    Always there to help financially. The AFFCU crew are always willing to give perfect service. It feels like family to me… I appreciate AFFCU.

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    Andrew R.

    Exceedingly pleasant and helpful, plus ridiculously low rates on loans. I mean, seriously. Bonus, they pay better than bank rates on their savings accounts. What isn’t to love?

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    Phyllis M.

    AFFCU you saved me over $100 a month on my auto loan. I just love my checking and savings accounts. The AFFCU Visa card is also a big savings. They are just awesome!

Benefits you can bank on

We don’t pocket our profits. We return them to you in the form of higher rates on deposits, lower rates on loans, and dividend bonuses.

Our low rates and fees save each member household an average of
$275
each year

Over the last five years, we have returned over
$406,000
to our members in annual bonuses

Members enrolled in our rewards checking accounts earn an average of
$125
in rewards each year

Need more reasons to bank with Atlantic Financial?

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Baltimore Born

No one knows greater Baltimore better than we do. We’re proud of our local roots and proud to give back to the communities we serve.

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Full Service

Whether you’re looking to save, borrow, spend, or manage money, you can rely on Atlantic Financial for all your banking needs.

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Member Owned

As a cooperative, our members are also partial owners. Unlike banks, we answer to you, not shareholders.