Branch lobby access is by APPOINTMENT ONLY. Normal drive-thru access and hours remain available. Lobby appointments can be requested here.

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Welcome to Atlantic Financial FCU

Your Financial Well-Being Matters To Us.

We Help You Achieve More.

Join Us

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SPECIAL Credit Card Financing

We’re making your holiday shopping easy and affordable with 4.99% APR* on all VISA Platinum and Platinum Reward Credit Card purchases.

Learn More and Take Advantage
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Get Power - Make Money

Our checking accounts give you the power to make money. Earn real cash rewards every month.* It’s time to upgrade to a Power Checking Account.

See How Much You Can Earn.

Don’t take our word for it.

Here’s what our members have to say:

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    Carolyn R.

    Always there to help financially. The AFFCU crew are always willing to give perfect service. It feels like family to me… I appreciate AFFCU.

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    Andrew R.

    Exceedingly pleasant and helpful, plus ridiculously low rates on loans. I mean, seriously. Bonus, they pay better than bank rates on their savings accounts. What isn’t to love?

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    Phyllis M.

    AFFCU you saved me over $100 a month on my auto loan. I just love my checking and savings accounts. The AFFCU Visa card is also a big savings. They are just awesome!

Benefits you can bank on

We don’t pocket our profits. We return them to you in the form of higher rates on deposits, lower rates on loans, and dividend bonuses.

Our low rates and fees save each member household an average of
each year

Over the last five years, we have returned over
to our members in annual bonuses

Members enrolled in our rewards checking accounts earn an average of
in rewards each year

Need more reasons to bank with Atlantic Financial?


Baltimore Born

No one knows greater Baltimore better than we do. We’re proud of our local roots and proud to give back to the communities we serve.

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Full Service

Whether you’re looking to save, borrow, spend, or manage money, you can rely on Atlantic Financial for all your banking needs.

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Member Owned

As a cooperative, our members are also partial owners. Unlike banks, we answer to you, not shareholders.