Smiling mother and daughter embracing

Welcome to Atlantic Financial FCU

Where You Matter

Helping you achieve your goals and well-being with personal, accessible financial solutions.

Join Us

smiling couple looks at their finances

Checking Accounts

Control your finances anytime, anywhere with mobile banking and no maintenance fees, balance requirements, or penalties. Earn monthly cash rewards with our Power Rewards Checking options.

Learn More
woman is happy swiping her visa credit card

Visa Credit Cards

Credit cards with low rates and no annual fees, no cash advance fees, and no balance transfer fees. Choose a simple low-rate card or the option to earn cash back rewards. Upgrade your credit card today.

Learn More
happy couple drives their new car

Auto Loans

Save money with our exceptionally low rates, flexible terms, and car buying service. We’re the Baltimore area’s trusted source for affordable auto loans.

Learn More
smiling family happy at home on their couch

Home Financing & Home Equity

Whether you’re looking to buy a home, refinance an existing loan, or want to leverage the equity in your house, we’ve got the perfect option for you.

Learn More

Don’t take our word for it.

Here’s what our members have to say:

  • icon_google_lg
    start_rating start_rating start_rating start_rating start_rating

    Carolyn R.

    Always there to help financially. The AFFCU crew are always willing to give perfect service. It feels like family to me… I appreciate AFFCU.

  • icon_yelp_lg
    start_rating start_rating start_rating start_rating start_rating

    Andrew R.

    Exceedingly pleasant and helpful, plus ridiculously low rates on loans. I mean, seriously. Bonus, they pay better than bank rates on their savings accounts. What isn’t to love?

  • icon_facebook_lg
    start_rating start_rating start_rating start_rating start_rating

    Phyllis M.

    AFFCU you saved me over $100 a month on my auto loan. I just love my checking and savings accounts. The AFFCU Visa card is also a big savings. They are just awesome!

Need more reasons to bank with Atlantic Financial?

Baltimore Born

Rooted In Baltimore

No one knows greater Baltimore better than we do. We’re proud of our local roots and proud to give back to the communities we serve.

text bg copy 2

Full Service

Whether you’re looking to save, borrow, spend, or manage money, you can rely on Atlantic Financial for all your banking needs.

text bg copy 3

Member Owned

As a cooperative, our members are also partial owners. Unlike banks, we answer to you, not shareholders.