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Welcome to Atlantic Financial FCU

Where You Matter.

Helping You Achieve More By Making Your Financial Well-Being Our Priority.

Join Us

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Auto Loan Savings That Make You Smile

Feel the joy that comes from financing your vehicle with AFFCU. The savings we deliver will make you smile whether you are buying a new or used car, or want to refinance your current vehicle loan.

Find Your Savings
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Banking Right From Your Couch

Managing your accounts and completing your everyday banking activities is so simple with AFFCU’s online and mobile banking, that you can do it securely, from the comfort of your couch.

Digital Banking

Don’t take our word for it.

Here’s what our members have to say:

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    Carolyn R.

    Always there to help financially. The AFFCU crew are always willing to give perfect service. It feels like family to me… I appreciate AFFCU.

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    Andrew R.

    Exceedingly pleasant and helpful, plus ridiculously low rates on loans. I mean, seriously. Bonus, they pay better than bank rates on their savings accounts. What isn’t to love?

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    Phyllis M.

    AFFCU you saved me over $100 a month on my auto loan. I just love my checking and savings accounts. The AFFCU Visa card is also a big savings. They are just awesome!

Benefits you can bank on

We don’t pocket our profits. We return them to you in the form of higher rates on deposits, lower rates on loans, and dividend bonuses.

Our low rates and fees save each member household an average of
$275
each year

Over the last five years, we have returned over
$406,000
to our members in annual bonuses

Members enrolled in our rewards checking accounts earn an average of
$125
in rewards each year

Need more reasons to bank with Atlantic Financial?

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Baltimore Born

No one knows greater Baltimore better than we do. We’re proud of our local roots and proud to give back to the communities we serve.

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Full Service

Whether you’re looking to save, borrow, spend, or manage money, you can rely on Atlantic Financial for all your banking needs.

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Member Owned

As a cooperative, our members are also partial owners. Unlike banks, we answer to you, not shareholders.