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Welcome to Atlantic Financial FCU

Where You Matter

Helping you achieve your goals and well-being with personal, accessible financial solutions.

Join Us

Auto loan $50 gas gift card promotion. Image of gas pump

Save On Your Auto Loan And At The Pump

An auto loan with AFFCU will save you money in multiple ways. Our low rates will save you more on your monthly payments, plus for a limited-time, you’ll also save at the pump with a $50 gas gift card on us.

Get Started To Claim Your Gas Card
AFFCU Summer Breeze Line of Credit. Family of four sitting on pier overlooking water enjoy summer

Create Your Summer of Fun

Make great memories and have a summer fun. Let us help you easily finance it with our popular Summer Breeze Line-of-Credit. This special offer is now available. Apply for yours by June 26, 2022.

See Offer Details & Apply
Visa Platinum rewards credit card 1.5% cash back. Image of hand holding AFFCu platinum rewards credit card.

Upgrade Your Wallet With Better Rewards

It’s time to take a look at what’s in your wallet and give it an upgrade. Give yourself something better with an AFFCU Visa Platinum Rewards Credit Card and earn 1.5% cash back on every purchase.

Upgrade Your Wallet
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Support Fundraising For Team AFFCU

Atlantic Financial has been a proud supporter of the Baltimore Light The Night Campaign for several years. Support our 2022  fundraising efforts by donating online to Team AFFCU.

Donate To Team AFFCU

Don’t take our word for it.

Here’s what our members have to say:

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    Carolyn R.

    Always there to help financially. The AFFCU crew are always willing to give perfect service. It feels like family to me… I appreciate AFFCU.

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    Andrew R.

    Exceedingly pleasant and helpful, plus ridiculously low rates on loans. I mean, seriously. Bonus, they pay better than bank rates on their savings accounts. What isn’t to love?

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    Phyllis M.

    AFFCU you saved me over $100 a month on my auto loan. I just love my checking and savings accounts. The AFFCU Visa card is also a big savings. They are just awesome!

Need more reasons to bank with Atlantic Financial?

Baltimore Born

Rooted In Baltimore

No one knows greater Baltimore better than we do. We’re proud of our local roots and proud to give back to the communities we serve.

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Full Service

Whether you’re looking to save, borrow, spend, or manage money, you can rely on Atlantic Financial for all your banking needs.

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Member Owned

As a cooperative, our members are also partial owners. Unlike banks, we answer to you, not shareholders.