All Atlantic Financial branches and call center will be closed starting at 3pm for a staff training event on Wednesday, March 20, 2024.  Online banking is always available 24/7 to keep up with your accounts.  We apologize for any inconvenience this may cause. 

Home Equity Promo

For Smart Borrowing

There's No Place Like Home

Enjoy 3.49% APR* for 12-Months on a Home Equity Line of Credit

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Checking Accounts

Control your finances anytime, anywhere with mobile banking and no maintenance fees, balance requirements, or penalties. Earn monthly cash rewards with our Power Rewards Checking options.

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Visa Credit Cards

Credit cards with low rates and no annual fees, no cash advance fees, and no balance transfer fees. Choose a simple low-rate card or the option to earn cash back rewards. Upgrade your credit card today.

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Auto Loans

Save money with our exceptionally low rates, flexible terms, and car buying service. We’re the Baltimore area’s trusted source for affordable auto loans.

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Home Financing & Home Equity

Whether you’re looking to buy a home, refinance an existing loan, or want to leverage the equity in your house, we’ve got the perfect option for you.

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Tax Solutions

Whether you choose to hand off your taxes, get some help from experts, or file on your own, TurboTax always guarantees your maximum refund.

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Don’t take our word for it.

Here’s what our members have to say:

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    Carolyn R.

    Always there to help financially. The AFFCU crew are always willing to give perfect service. It feels like family to me… I appreciate AFFCU.

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    Andrew R.

    Exceedingly pleasant and helpful, plus ridiculously low rates on loans. I mean, seriously. Bonus, they pay better than bank rates on their savings accounts. What isn’t to love?

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    Phyllis M.

    AFFCU you saved me over $100 a month on my auto loan. I just love my checking and savings accounts. The AFFCU Visa card is also a big savings. They are just awesome!

Need more reasons to bank with Atlantic Financial?

Baltimore Born

Rooted In Baltimore

No one knows greater Baltimore better than we do. We’re proud of our local roots and proud to give back to the communities we serve.

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Full Service

Whether you’re looking to save, borrow, spend, or manage money, you can rely on Atlantic Financial for all your banking needs.

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Member Owned

As a cooperative, our members are also partial owners. Unlike banks, we answer to you, not shareholders.