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Auto Loans & Car Buying

Take advantage of great rates as low as 1.24% APR* and flexible terms between 36 to 84 months.

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Find and buy your next vehicle

Save time and money with AFFCU’s Car Buying Service. Members save an average of $3,402** off MSRP.

Start Vehicle Shopping

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Get a loan for a new or used vehicle

Apply in minutes. Take advantage of great rates as low as 1.24% APR* and flexible terms between 36 to 84 months.

Explore Auto Financing

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Refinance your loan with us

Take advantage of lower rates and pay less for your car over time, with terms ranging from 36 to 84 months.

Try Auto Refinancing

Rates Options To Fit Your Needs

Vehicle Loans - New, Used, Refinance, & Secured

Term

APR as low as*

Monthly Payment per $1,000

A used vehicle is classified as a vehicle one or more years older than current model year, or current model year vehicle with over 5,000 miles.
* APR = Annual Percentage Rate. Actual rate will vary. Advertised as low as rate includes a rate discount of 1.00% for having a direct deposit established totaling at least $1,000 per month to an AFFCU account and having automatic loan payment transfers setup from an AFFCU account. Maximum loan-to-value (LTV) is 130% for vehicles less than 3-years old.
**Minimum amount of $20,000 required for 72 months or longer term.

Term

Up to 60 months

APR as low as*

1.24%

Monthly Payment per $1,000

$19.45

Term

72 months**

APR as low as*

1.24%

Monthly Payment per $1,000

$16.70

Term

84 months**

APR as low as*

2.24%

Monthly Payment per $1,000

$15.22

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Protect the investment in your vehicle with our Guaranteed Asset Protection (GAP) and Mechanical Breakdown Coverage services.

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