Auto Loans & Car Buying

Take advantage of great rates as low as 3.74% APR* and flexible terms between 36 to 84 months.

Save time and money with AFFCU’s Car Buying Service. Members save an average of $3,402** off MSRP.

Apply in minutes. Take advantage of great rates as low as 3.74% APR* and flexible terms between 36 to 84 months.

Take advantage of lower rates and pay less for your car over time, with terms ranging from 36 to 84 months.

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Check out our Car Buying Resource Center

Vehicle Loans - New, Used, Refinance, & Secured
Term	APR as low as*	Monthly Payment per $1,000
A used vehicle is classified as a vehicle one or more years older than current model year, or current model year vehicle with over 5,000 miles. * APR = Annual Percentage Rate. Actual rate will vary. Advertised as low as rate includes a rate discount of 1.00% for having a checking account with a direct deposit established totaling at least $1,500 per month to an AFFCU account and having automatic loan payment transfers setup from an AFFCU account. Maximum loan-to-value (LTV) is 130% for vehicles less than 3-years old. **Minimum amount of $25,000 required for 72 months or longer term.
Term Up to 60 months	APR as low as* 3.74%	Monthly Payment per $1,000 $18.30
Term 72 months**	APR as low as* 4.74%	Monthly Payment per $1,000 $15.98
Term 84 months**	APR as low as* 5.24%	Monthly Payment per $1,000 $14.25