Branch lobby access is by APPOINTMENT ONLY. Normal drive-thru access and hours remain available. Lobby appointments can be requested here.

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Auto Loans & Car Buying

Take advantage of great rates as low as 1.99% APR* and flexible terms between 36 to 84 months.

Get Pre-Approved

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Find and buy your next vehicle

Save time and money with AFFCU’s Car Buying Service. Members save an average of $3,402** off MSRP.

Start Vehicle Shopping

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Get a loan for a new or used vehicle

Apply in minutes. Take advantage of great rates as low as 1.99% APR* and flexible terms between 36 to 84 months.

Explore Auto Financing

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Refinance your loan with us

Take advantage of lower rates and pay less for your car over time, with terms ranging from 36 to 84 months.

Try Auto Refinancing

Rates Options To Fit Your Needs

Vehicle Loans - New


APR as low as*

Monthly Payment per $1,000

* APR = Annual Percentage Rate. Actual rate will vary. Advertised as low as APR includes 0.75% rate discount for members who have a direct deposit of at least $750 per month established to their AFFCU account and have automatic transfers set up for the auto loan payment from an AFFCU account. Maximum loan-to-value (LTV) is 130% for vehicles less than 3-years old.
**Minimum amount of $20,000 required for 72 months or longer term.



Up to 60 months

APR as low as*


Monthly Payment per $1,000



72 months**

APR as low as*


Monthly Payment per $1,000



84 months**

APR as low as*


Monthly Payment per $1,000


Apply In A Few Minutes

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Auto Insurance

Turn to one of AFFCU’s insurance partners and let them work with you to find the best coverage at the best rate.

Explore Auto Insurance options

Auto Protection

Protect the investment in your vehicle with our Guaranteed Asset Protection (GAP) and Mechanical Breakdown Coverage services.

Discover our Auto Protection options