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Car Buying Service

Your hassle-free car-buying experience starts here.

Shop with TrueCar

Why use AFFCU's Car Buying Service powered by TrueCar®?

Car buying has never been so easy. Save time and money with AFFCU’s Car Buying Service. Members save an average of $3,572** off MSRP.

Delivers Guaranteed savings

No cost. No obligation. Get AFFCU member guaranteed savings on new cars or dealer-guaranteed prices on used cars.

Certified dealer network

Work with our local, pre-screened dealers to ensure a better, hassle-free car buying experience.

Powerful research tools

Access unlimited Price and Market Reports, plus compare features, view pictures, read reviews, and check your trade-in value.

How it works in 5 easy steps

Take advantage of our Car Buying Service, powered by TrueCar® with these 5 easy steps to a better car buying experience.

Step 1: Get pre-approved

Before you start, set your budget and know what you can afford. Get pre-approved for an auto loan before you buy. AFFCU offers exceptional auto loan rates and terms up to 84 months.

Learn more about our Auto Loans

Step 2: Shop and research

Simplify your car search – research, read reviews and get pricing all in one place. Start your new or used vehicle search with AFFCU’s Car Buying Service, powered by TRUECar®.

Start shopping with TrueCar.

Step 3: Print guaranteed savings certificate

Choose your price from multiple offers and print your Guaranteed Savings Certificate* before you go to the dealership for a hassle-free car buying experience.

Step 4: Redeem savings

Use your Guaranteed Savings Certificate and AFFCU auto loan pre-approval at the dealership for a hassle-free car buying experience.

Step 5: Protect yourself and your investment

You’re ready to drive away in your new vehicle, but make sure to protect yourself and your new investment. Take advantage of low-priced vehicle protection and auto insurance.

Looking to do a trade-in?

Discover how much you can expect a dealer to give you for your vehicle as a trade-in or the retail value of your current car for those who are interested in trying to sell on their own.

Visit N.A.D.A to estimate your trade-in value.

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Find your vehicle with AFFCU's Car Buying Service powered by TrueCar®

Price a new car

Find a used car

Contact us when you're ready to buy or if you have auto lending questions.

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(410) 584-7474


*Guaranteed Savings represents the amount that a TrueCar Certified Dealer selected by you guarantees that you will save off the Manufacturer’s Suggested Retail Price (“MSRP”) on any in-stock vehicle that is the same make, model, and trim as your Ideal Vehicle. The Guaranteed Savings is based on a vehicle without factory or dealer installed options and includes generally available manufacturer incentives.

**Between 1/1/19 and 12/31/19, the average savings off MSRP experienced by consumers who connected with a TrueCar Certified Dealer through the Frost Financial, Inc. Auto Buying Program and who were identified as buying a new vehicle from that Certified Dealer was $3,572. Your actual savings may vary based on multiple factors, including the vehicle you select, region, dealer, and applicable vehicle-specific manufacturer incentives, which are subject to change. The MSRP is determined by the manufacturer and may not reflect the price at which vehicles are generally sold in the dealer’s trade area, as many vehicles are sold below MSRP. Each dealer sets its own pricing.