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Young lady making online purchase with AFFCU visa credit card

Visa Credit Card

Upgrade your wallet with a Visa Platinum Credit Card from AFFCU

APPLY NOW

Smart Credit Card Options Perfect For Your Wallet

They do exist – credit cards that don’t charge you outrageous interest rates. At Atlantic Financial Federal Credit Union, we’ll give you exactly what you need in a credit card, without the crazy rates, fees, and other loopholes to jump through.
No matter which card you choose, you’ll enjoy:

No Annual Fees

No Balance Transfer Fees

No Cash Advance Fees

Fraud Detection and Prevention Features

Credit limits up to $15,000

Same low rate for purchases, cash advances, and balance transfers

Simple Credit Card Options To Meet Your Needs

  • Best for members who:

    Best for members who:

  • Annual Fee

    Annual Fee

  • APR

    APR

  • Rewards

    Rewards

  • Cash Advance Fee

    Cash Advance Fee

  • Balance Transfer Fee

    Balance Transfer Fee

  • Fraud Protection

    Fraud Protection

VISA PLATINUM REWARDS CREDIT CARD

  • Best for members who:

    Want to earn cash back rewards on every purchase

  • Annual Fee

    None

  • APR

    Variable-rate As Low As 11.24%* APR*

  • Rewards

    Yes 

  • Cash Advance Fee

    None

  • Balance Transfer Fee

    None

  • Fraud Protection

    Yes

VISA PLATINUM CREDIT CARD

  • Best for members who:

    Want a no-frills credit card option with a great low-rate.

  • Annual Fee

    None

  • APR

    Variable-rate As Low As 9.24%* APR*

  • Rewards

    None

  • Cash Advance Fee

    None

  • Balance Transfer Fee

    None

  • Fraud Protection

    Yes

VISA SHARE SECURED CREDIT CARD

  • Best for members who:

    Need a smart option to start or rebuild their credit.

  • Annual Fee

    None

  • APR

    Variable-rate As Low As 9.99% APR*

  • Rewards

    None

  • Cash Advance Fee

    None

  • Balance Transfer Fee

    None

  • Fraud Protection

    Yes

Easy Upgrade For Current Card Holders

Current AFFCU Visa Credit Card account holders can easily upgrade to a Visa Platinum Rewards Credit Card.

Request Upgrade

Visa Credit Card Frequently Asked Questions

Contact us as soon as possible by calling 410-584-7474 so that we may freeze the credit card account.

Visa Platinum Rewards Credit Card cash back rewards are easily managed online. Login to your AFFCU online banking account and select the “Rewards Card” tab. Here you will be able to easily manage your cash back rewards and submit your redemption requests.

Rewards activity will also show on your monthly Visa statement.

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Fraud Detection and Prevention

We’re serious about protecting your accounts. That’s why we include Visa fraud solutions to continuously monitor your AFFCU debit and credit cards to identify and prevent fraudulent transactions.

Learn more about Visa Card Fraud Management

Get Even More Everyday Rewards

Open a Power checking account and earn monthly cash rewards for simply completing your everyday banking and purchasing activities. No Penalties. No balance requirements. No Maintenance fees. Just real cash rewards.

Compare Our Power Rewards Checking Accounts

Put The Right Credit Card In Your Wallet

Contact Us
Send a message
Open an account online
Apply Now
Call Us

(410) 584-7474

Disclosures

Visa Credit Card Agreement and Account Opening Disclosure

Visa Credit Card Solicitation Disclosure

* APR = Annual Percentage Rate. Rates are based on your creditworthiness when you open your account. Actual rate subject to application and credit review. After that, your APR will vary with the market, based on the Prime Rate.