Visa Credit Card
Upgrade your wallet with a Visa Platinum Credit Card from AFFCU
Smart Credit Card Options Perfect For Your Wallet
They do exist – credit cards that don’t charge you outrageous interest rates. At Atlantic Financial Federal Credit Union, we’ll give you exactly what you need in a credit card, without the crazy rates, fees, and other loopholes to jump through.
No matter which card you choose, you’ll enjoy:
No Annual Fees
No Balance Transfer Fees
No Cash Advance Fees
Fraud Detection and Prevention Features
Credit limits up to $30,000
Same low rate for purchases, cash advances, and balance transfers
Simple Credit Card Options To Meet Your Needs
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Best for members who:
Best for members who:
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Annual Fee
Annual Fee
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APR
APR
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Rewards
Rewards
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Cash Advance Fee
Cash Advance Fee
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Balance Transfer Fee
Balance Transfer Fee
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Fraud Protection
Fraud Protection
VISA PLATINUM REWARDS CREDIT CARD
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Best for members who:
Want to earn cash back rewards on every purchase
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Annual Fee
None
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APR
Variable-rate As Low As 15.24%* APR*
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Rewards
1.5% cash back on purchases
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Cash Advance Fee
None
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Balance Transfer Fee
None
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Fraud Protection
Yes
VISA PLATINUM CREDIT CARD
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Best for members who:
Want a no-frills credit card option with a great low-rate.
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Annual Fee
None
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APR
Variable-rate As Low As 13.24%* APR*
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Rewards
None
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Cash Advance Fee
None
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Balance Transfer Fee
None
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Fraud Protection
Yes
VISA SHARE SECURED CREDIT CARD
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Best for members who:
Need a smart option to start or rebuild their credit.
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Annual Fee
None
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APR
Variable-rate As Low As 9.99% APR*
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Rewards
None
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Cash Advance Fee
None
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Balance Transfer Fee
None
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Fraud Protection
Yes
Easy Upgrade For Current Card Holders
Current AFFCU Visa Credit Card account holders can easily upgrade to a Visa Platinum Rewards Credit Card.
Visa Credit Card Frequently Asked Questions
Contact us as soon as possible by calling 410-584-7474 so that we may freeze the credit card account.
Visa Platinum Rewards Credit Card cash back rewards can be easily managed and redeemed through online or mobile banking.
Login to your AFFCU online banking account and select the “Cards” menu option. On the Rewards Credit Card tile click “Manage card.” Then select “View/Redeem” and you will enter the credit card rewards portal. Here you will be able to easily manage your cash back rewards and submit your redemption requests.
Login to the AFFCU mobile banking app and select the “Cards” menu option. Select View/Redeem Rewards at the bottom, then click the green “Redeem” button. You will enter the credit card rewards portal where you can review and redeem your cash back rewards.
Rewards activity will also show on your monthly Visa statement.
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Fraud Detection and Prevention
We’re serious about protecting your accounts. That’s why we include Visa fraud solutions to continuously monitor your AFFCU debit and credit cards to identify and prevent fraudulent transactions.
Get Even More Everyday Rewards
Open a Power checking account and earn monthly cash rewards for simply completing your everyday banking and purchasing activities. No Penalties. No balance requirements. No Maintenance fees. Just real cash rewards.
Put The Right Credit Card In Your Wallet
Disclosures
Visa Credit Card Agreement and Account Opening Disclosure
Visa Credit Card Solicitation Disclosure
* APR = Annual Percentage Rate. Rates are based on your creditworthiness when you open your account. Actual rate subject to application and credit review. After that, your APR will vary with the market, based on the Prime Rate.