
Visa Credit Card
Upgrade your wallet with a Visa Platinum Credit Card from AFFCU
Smart Credit Card Options Perfect For Your Wallet
They do exist – credit cards that don’t charge you outrageous interest rates. At Atlantic Financial Federal Credit Union, we’ll give you exactly what you need in a credit card, without the crazy rates, fees, and other loopholes to jump through.
No matter which card you choose, you’ll enjoy:
No Annual Fees
No Balance Transfer Fees
No Cash Advance Fees
Fraud Detection and Prevention Features
Credit limits up to $15,000
Same low rate for purchases, cash advances, and balance transfers
Special Financing. Limited-Time Offer.
Give your budget more flexibility with our Visa Platinum or Platinum Rewards Credit Cards. Do more for less with our special credit card financing offer of
4.99% APR**
on all purchases made between 11/1/2020 and 4/30/2021.
Special APR financing is applicable on qualifying purchases through 12/31/2021. Special financing offer is available on all new and existing AFFCU Visa Platinum and Platinum Rewards Credit Cards. If you’re already own a qualifying credit card you can begin taking advantage immediately.
Don’t have an AFFCU Visa Credit Card? Get yours today.

Simple Credit Card Options To Meet Your Needs
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Best for members who:
Best for members who:
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Annual Fee
Annual Fee
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APR
APR
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Rewards
Rewards
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Cash Advance Fee
Cash Advance Fee
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Balance Transfer Fee
Balance Transfer Fee
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Fraud Protection
Fraud Protection
VISA PLATINUM REWARDS CREDIT CARD
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Best for members who:
Want to earn cash back rewards on every purchase
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Annual Fee
None
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APR
Variable-rate As Low As 10.24%* APR*
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Rewards
1.5% cash back on purchases
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Cash Advance Fee
None
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Balance Transfer Fee
None
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Fraud Protection
Yes
VISA PLATINUM CREDIT CARD
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Best for members who:
Want a no-frills credit card option with a great low-rate.
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Annual Fee
None
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APR
Variable-rate As Low As 8.24%* APR*
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Rewards
None
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Cash Advance Fee
None
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Balance Transfer Fee
None
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Fraud Protection
Yes
VISA SHARE SECURED CREDIT CARD
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Best for members who:
Need a smart option to start or rebuild their credit.
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Annual Fee
None
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APR
Variable-rate As Low As 9.99% APR*
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Rewards
None
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Cash Advance Fee
None
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Balance Transfer Fee
None
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Fraud Protection
Yes
Easy Upgrade For Current Card Holders
Current AFFCU Visa Credit Card account holders can easily upgrade to a Visa Platinum Rewards Credit Card.
Visa Credit Card Frequently Asked Questions
Contact us as soon as possible by calling 410-584-7474 so that we may freeze the credit card account.
Visa Platinum Rewards Credit Card cash back rewards are easily managed online. Login to your AFFCU online banking account and select the “Rewards Card” tab. Here you will be able to easily manage your cash back rewards and submit your redemption requests.
Rewards activity will also show on your monthly Visa statement.
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Fraud Detection and Prevention
We’re serious about protecting your accounts. That’s why we include Visa fraud solutions to continuously monitor your AFFCU debit and credit cards to identify and prevent fraudulent transactions.
Get Even More Everyday Rewards
Open a Power checking account and earn monthly cash rewards for simply completing your everyday banking and purchasing activities. No Penalties. No balance requirements. No Maintenance fees. Just real cash rewards.
Put The Right Credit Card In Your Wallet
Disclosures
Visa Credit Card Agreement and Account Opening Disclosure
Visa Credit Card Solicitation Disclosure
* APR = Annual Percentage Rate. Rates are based on your creditworthiness when you open your account. Actual rate subject to application and credit review. After that, your APR will vary with the market, based on the Prime Rate.
**APR = Annual Percentage Rate. 4.99% is promotional APR extended to purchases made between the promotion period of 11/1/2020 through 4/30/2021 using an AFFCU VISA Platinum or Platinum Rewards Credit Card. Purchases made outside of (before and after) the promotion period will have an APR based on member’s qualifying rate. Qualifying rates are based on member’s creditworthiness at the time of account opening, or an initial qualifying rate, and will automatically adjust based on market conditions and Prime Rate adjustments. Balances of eligible purchases made during promotion period will receive 4.99% APR promotion rate through 12/31/2021. Afterwards, as of 1/1/2022, remaining balances will accrue interest based on the member’s initial qualifying rate and Prime Rate adjustments at that time. Purchases made on 5/1/2021 and afterwards will be subject to accruing interest based on the member’s initial qualifying rate and Prime Rate adjustments at that time.