Online Banking

Online & Mobile Banking

Secure, Easy Access - Anytime, Anywhere

Stay connected to your money - anytime, anywhere!

Your life is busy and managing your finances shouldn’t be a challenge. AFFCU’s Online and Mobile Banking tools simplify your everyday banking and money management. Our fast, free, secure online banking system is open 24/7/365. Manage your banking activities on-demand wherever and whenever it is convenient for you, right from your computer or mobile device.

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Online Banking

Access and manage your accounts securely online and on your schedule.

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Mobile Banking

Access your accounts wherever you go. We travel with you. Download our Mobile Banking App.

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Voice & Watch Banking

Sometimes our hands are too full or dirty and an urgent banking need occurs. Just use your voice to complete some basic activities.

Digital Banking Gives You More Control & Convenience.

Account Management

View account balances, activity, and transaction details

Transfer funds

Easily transfer funds between your connected accounts

Bill Pay

Easily make payments, view payment history, and more 1

Deposit checks

Deposit checks with ease by snapping a picture with your phone2

Manage Finances

Use My Financial Insights to create a 360-degree profile of your finances and gain better control of your personal finances


Get faster access to your monthly statements 3

Banking Simplified. On Your Schedule. Wherever You Go.

Branch locations and hours don’t matter. You can easily manage your account on your schedule from wherever life takes you. At home or on-the-go. You’re always connected with the AFFCU Mobile Banking App.

High User Satisfaction Ratings
4.51 out of 5 Stars 

Rating based on member in-app performance rating and reviews on a five star scale.

Get the AFFCU Mobile Banking App. 

Mobile banking app user rating 4.51 out of 5 banner

Online Bill Pay

Eliminate writing and mailing checks to make your monthly bill payments. Pay them electronically in a few simple clicks. Online Bill Pay1 from AFFCU makes paying and managing your bill payments faster, easier, and more secure. Plus no more checks and postage will save you money. It’s fast, simple, and FREE.

  • Set up and make one-time or recurring payments with ease
  • Schedule payments in advance
  • Have all payee information saved in one convenient place
  • Ensure payments are received on time and reduce potential for late fees (if payments set up and scheduled on-time)
  • View payment history
  • Gain more control and organization with better oversight of budget, payments, and cash flow.
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Mobile e-Deposit

Deposit checks the easy wayanytime, anywhere. No need to visit a branch or ATM. It couldn’t be any easier. Simply snap a photo of your check using our Deposit feature in the AFFCU Mobile Banking App and you can conveniently and easily deposit a check into your account from anywhere.

  • Convenience: Deposit up to $5,000 in checks per business day from anywhere, anytime
  • Easy Access: View your mobile deposit check images
  • Save Time: Skip traveling to a branch or ATM
  • Real-Time Confirmation: Get email confirmations for every deposit

To enroll in E-Deposit, simply request access from within the AFFCU Mobile Banking App by clicking the “Deposit” option in the navigation menu.2

Woman taking picture of check with phone for mobile deposit

Manage Personal Finances

AFFCU’s My Financial Insights is a free personal financial management tool that allows you to monitor your spending habits, establish budget goals, and see where your money is going.

Link your AFFCU accounts and outside 3rd party financial institution accounts to build a complete picture of your finances. Gain a better understanding of cash flow and budget and know where your hard earned money is going.

Learn more about My Financial Insights and how it can simplify managing your personal finances.

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Enjoy the security and convenience of accessing your statements online. Not only will you get faster, more secure delivery of your monthly statements, but you can view, download, and print your statements on-demand. You’ll receive an email at the beginning of every month when your statement is available online.

Enroll in AFFCU’s eStatements from your Online Banking account. A valid email address is required for setup.

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Voice Banking

Add some more convenience and simplicity to your AFFCU banking access with voice banking. Your Atlantic Financial FCU accounts can be accessed by your voice using your Amazon voice assistant devices. Download the Atlantic Financial Amazon Skill to your device and enjoy the added convenience.

“Alexa, what’s my checking account balance”

“Alexa, pay my monthly auto loan payment.”

Learn more about AFFCU’s Voice Banking.

AFFCU Voice Banking - MOther holding baby in kitchen using voice assistant speaker

Smartwatch Banking

Not sure about your account balance while in the checkout line about to make a purchase? No worries. Just tap your smartwatch for quick access to your account details.

AFFCU’s digital banking system includes a smartwatch app integration for added digital banking convenience.

AFFCU Smart Watch App - Person using watch on arm

Download Our App

Download Atlantic Financial Federal Credit Union’s Mobile Banking App.

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Need Help WIth Your Digital Account Access?

Check out our member support resources.

Online Banking FAQ's

When depositing a check remotely, please be sure include the following Required Mobile E-Deposit Check Endorsement Features:

  • Signature of individual(s) addressed as Payee(s).
  • Written statement ” For Mobile Deposit At AFFCU “

Checks deposited via the mobile E-Deposit feature that do not have BOTH endorsement features WILL NOT be accepted.

Have questions about our mobile and online banking services?

Contact Us
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1 You must have an AFFCU checking account to use Online E-Bill Pay.

2 AFFCU’s Remote E-Deposit service is only available through the mobile banking app. You must be a member in good standing for at least 30-days before you are eligible to use AFFCU’s Mobile E-Deposit.