Holiday Closure: AFFCU will be closed on Monday, May 30 in observance of Memorial Day.

Atlantic Financial Blog

Home & Auto

How Housing Market Trends Impact Your Home Equity

Home equity is the difference between what you owe on your mortgage and what your home is currently worth. Put simply, it is the portion of the potential value of your home on the market that you actually own. The ability to earn or “build” equity on your investment is the biggest single advantage of being a homeowner. It is … Continue reading

a family of four sits on the floor in front of their couch, the parents hold their hands up to make a roof over their children's heads, representing their home equity
Budgeting & Saving

Planning a Day Trip to the Greater Baltimore Area

Baltimore is rich in history, delicious food, fun activities, and photo opportunities. For those living within the vicinity, it might be rare for you to get out and experience some of the ventures that tourists actively seek out. For great suggestions your whole family will love, check out our recommendations for a day trip to Baltimore.  Watersports and Water Activities … Continue reading

Planning a day trip to Baltimore's Inner Harbor is a great way to enjoy the area.
Home & Auto

How to Find the Best HELOC Rates in Maryland

If you live in the greater Baltimore, Maryland area and are thinking about applying for a Home Equity Line of Credit (HELOC), finding the best rates may be easier than you think. But before you apply, it’s important to understand how HELOC interest rates work, the factors that affect rates, and what you can do to improve your chances of … Continue reading

Hands holding a HELOC application
Credit & Debt

What to Do If Your Loan is Denied?

At some point in your life, you’ll probably need a loan. Whether you’re preparing to buy your first home, a new car, or want to consolidate debt, there’s always a chance your loan request may be denied. While not being approved for a loan can be disheartening, don’t beat yourself up. Loan denials can happen for a variety of reasons … Continue reading

Loan denial blog banner image. Young lady sitting on couch frustrated with hand on head looking at mobile device upon receiving a loan denial notice
Credit & Debt | Home & Auto

Home Values Are Up And So Is Your Equity.

Home values have steadily risen over the past couple years throughout the country, and continue to hold these high values. Homeowners are in a position to reap substantial benefits. If selling your home is your goal, you will likely realize considerable gains. However, if you plan to stay in your home, you’re still able to improve your financial standing significantly. … Continue reading

Home equity blog banner. Photo of back of house under construction with new deck installation
Home & Auto

How to Beat Car Dealers at Their Own Games

Are you thinking of buying a new car? Maybe your current vehicle is on its last legs, and you’re ready to upgrade. Perhaps you want something a bit safer for your kids. Or maybe you just have that new car bug. Whatever the reason, buying a new car is no doubt exciting. But there’s also that feeling of uneasiness knowing … Continue reading

African American Husband and Wife In Vehicle. Reaching out to grab new car keys from dealer