Exciting news!  Our brand new Pikesville Branch will be opening soon at Festival at Woodholme.  Stay tuned for more information and the exact date.

Atlantic Financial Blog

Credit & Debt

What Can I Use a Personal Loan For?

A personal loan is a convenient and popular type of installment loan but maybe you’re wondering, what can I use a personal loan for? Fortunately, there are few restrictions on how you can use this financial tool, but personal loans do come with clear advantages and disadvantages. Read on to find out how personal loans work and what they’re best … Continue reading

A young man considers what to use a personal loan for.
Credit & Debt

What Can Be Used as Collateral for a Personal Loan?

Personal loans are among the most flexible and common loans that lenders issue. The money you borrow can be used for nearly anything, and qualifying is relatively easy. Although personal loans don’t usually require collateral, there are some situations where collateral may be beneficial.  There are also many different things you can use as collateral. This flexibility may help you … Continue reading

A woman calculates the value of collateral used for a personal loan.
Credit & Debt

Pros and Cons of Personal Loans

A personal loan is a convenient financing tool offered by credit unions, banks, and other lenders. If you’re thinking about applying for a loan, the following comparison of the pros and cons of personal loans can help you decide whether it’s the best borrowing option for your needs. 7 Pros of Personal Loans Personal loans are popular because they offer … Continue reading

A woman considers the pros and cons of personal loans.
Credit & Debt

Requirements for a Personal Loan

  Personal loans are highly flexible so they can be used for many different things. They are also relatively easy to qualify for. This is why personal loans are among the most common loans that lenders issue. If you’re thinking about obtaining a personal loan, it’s important to understand the requirements before you apply because this may help to prevent … Continue reading

A young man reviews what documents are needed for a personal loan.