Home equity is the difference between what you owe on your mortgage and what your home is currently worth. Put simply, it is the portion of the potential value of your home on the market that you actually own. The ability to earn or “build” equity on your investment is the biggest single advantage of being a homeowner. It is … Continue reading
Baltimore is rich in history, delicious food, fun activities, and photo opportunities. For those living within the vicinity, it might be rare for you to get out and experience some of the ventures that tourists actively seek out. For great suggestions your whole family will love, check out our recommendations for a day trip to Baltimore. Watersports and Water Activities … Continue reading
If you live in the greater Baltimore, Maryland area and are thinking about applying for a Home Equity Line of Credit (HELOC), finding the best rates may be easier than you think. But before you apply, it’s important to understand how HELOC interest rates work, the factors that affect rates, and what you can do to improve your chances of … Continue reading
At some point in your life, you’ll probably need a loan. Whether you’re preparing to buy your first home, a new car, or want to consolidate debt, there’s always a chance your loan request may be denied. While not being approved for a loan can be disheartening, don’t beat yourself up. Loan denials can happen for a variety of reasons … Continue reading
Home values have steadily risen over the past couple years throughout the country, and continue to hold these high values. Homeowners are in a position to reap substantial benefits. If selling your home is your goal, you will likely realize considerable gains. However, if you plan to stay in your home, you’re still able to improve your financial standing significantly. … Continue reading
Are you thinking of buying a new car? Maybe your current vehicle is on its last legs, and you’re ready to upgrade. Perhaps you want something a bit safer for your kids. Or maybe you just have that new car bug. Whatever the reason, buying a new car is no doubt exciting. But there’s also that feeling of uneasiness knowing … Continue reading
