Living with credit card debt can take its toll on you physically and mentally. It may seem that the balances keep climbing no matter how hard you try. High-interest rates on credit card balances can form the perfect storm where the monthly interest charges cancel out any payments you make. This cycle can create a debt spiral that feels impossible … Continue reading
The best way to achieve financial milestones is through a budget. But creating a budget and sticking to it are two entirely different things. While on paper, you may have the perfect plan to meet your monthly expenses and grow your savings, in reality, life happens. Sometimes it’s challenging just to find the time to review and keep up with … Continue reading
Making good financial decisions is important but your budget should also include vacations or at least the occasional weekend getaway. You might feel stressed about work or concerned about the future. Whatever your situation, you deserve to indulge in different experiences and escape your routine from time to time. But how are you going to fund your beach vacay, mountain … Continue reading
The Maryland State Fair is a staple of summer in the Baltimore area and is set to return at the end of August. We are excited to be able to offer AFFCU members discounted ticket pricing. Atlantic Financial Federal Credit Union members can purchase discounted tickets in advance now through August 19. New in 2022 – Advanced discount tickets can … Continue reading
Each year, many people tap into the equity in their homes to fund remodeling projects, pay for weddings, consolidate high-interest debt, or for other reasons. If you’re thinking about borrowing against your home equity, the following are some important things to know to help you make an informed decision. What Is Home Equity? Home equity refers to the amount of … Continue reading
When it comes to saving more money, there are two sides to the equation – incomes and expenses. You can save more money by bringing in additional revenue. This is commonly achieved when you receive a pay raise at work, switch to a higher paying job, earn more on your investments, or create a new income stream such as a … Continue reading
