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Budgeting & Saving

Budgeting & Saving

How to handle pay cuts or reduced hours at work

A change in your income is fine when it’s in your favor. On the other hand, when the amount you receive in your paycheck suddenly drops because of a change in your employment situation, it can be disastrous for your budget and your ability to maintain financial stability. If you don’t make some adjustments and the income drop continues, you’re … Continue reading

Womans hands counting dollar bills
Budgeting & Saving

Can I Open A Checking Account With No Minimum Deposit?

If you need a new checking account, there’s good news. Gone are the days of a minimum deposit being a requirement to open a high-quality account.  Today, many banks and credit unions allow you to open a checking account without immediately making an initial deposit. Waiving this responsibility makes for one less requirement you have to meet when opening a … Continue reading