In times gone by, being without a checking account was an inconvenience at worst. Today, not having a checking account can make you feel like you’re at a standstill. In 2018, only 31% of transactions were cash-based. Most of the other options, including checks, debit and credit cards, and electronic transfers, require having a checking account. That’s why if you … Continue reading
Traditional working adults aren’t the only people who benefit from having a checking account. When you open a checking account for the student in your life, it can provide them with the opportunity to learn critical basic financial literacy skills while safely managing their money. However, unlike adults, students have a different lifestyle, which requires a checking account to offer … Continue reading
Opening a checking account is simple, but it does involve a few requirements to complete the process. Whether you choose to open a high yield account, free account, student account, or any of the other options available, you want to be sure that you prepare the documents needed to meet the checking account requirements. What You Need To Open A … Continue reading
Whether you are dealing with the financial impacts of Covid-19 epidemic or not, now is a great time to review your budget, savings plan, and debt management. You should develop a strategy for creating an emergency savings for future unknown circumstances like we are facing today. But now that we are in the situation, you may be facing the challenge … Continue reading
How to identify – and then reduce – high stress levels caused by money challenges. We have all been there. Money gets tight, debt problems loom, and despite your best efforts your stress levels go up and up until you are snapping at family members and spacing out at work wondering how you are going to keep all the balls … Continue reading
A change in your income is fine when it’s in your favor. On the other hand, when the amount you receive in your paycheck suddenly drops because of a change in your employment situation, it can be disastrous for your budget and your ability to maintain financial stability. If you don’t make some adjustments and the income drop continues, you’re … Continue reading
