Budgeting & Saving

Budgeting & Saving

How to Handle a Financial Crisis

You’ve been hit with a financial emergency and don’t know how to pay for it. Maybe you lost your job or a medical issue came up. Maybe your car or home needs sudden repairs. These are all challenging situations that many of us face several times a year.  If you have an emergency fund, you can easily draw on that … Continue reading

A man worries about how to handle a financial crisis when his car breaks down
Budgeting & Saving

Budgeting Tricks To Reach Your Goals

The best way to achieve financial milestones is through a budget. But creating a budget and sticking to it are two entirely different things. While on paper, you may have the perfect plan to meet your monthly expenses and grow your savings, in reality, life happens. Sometimes it’s challenging just to find the time to review and keep up with … Continue reading

Couple smiling and working together at table to review budget and finances
Budgeting & Saving | Credit & Debt

Why Use Personal Loans for Vacation

Making good financial decisions is important but your budget should also include vacations or at least the occasional weekend getaway. You might feel stressed about work or concerned about the future. Whatever your situation, you deserve to indulge in different experiences and escape your routine from time to time. But how are you going to fund your beach vacay, mountain … Continue reading

A woman relaxes by the pool on a vacation financed with a personal loan.
Budgeting & Saving

Planning a Day Trip to the Greater Baltimore Area

Baltimore is rich in history, delicious food, fun activities, and photo opportunities. For those living within the vicinity, it might be rare for you to get out and experience some of the ventures that tourists actively seek out. For great suggestions your whole family will love, check out our recommendations for a day trip to Baltimore.  Watersports and Water Activities … Continue reading

Planning a day trip to Baltimore's Inner Harbor is a great way to enjoy the area.
Budgeting & Saving

How to Teach Kids Savings Goals

It’s never too early to begin teaching your children the importance of saving money. Whether they receive tooth fairy money or earn a paycheck at their first job, all are teachable moments that can have a tremendous impact on their future financial lives. Nowadays it’s almost too easy to spend money. Everything you could possibly want is only a swipe … Continue reading

Young boy smiling as he sits at table and adds money into piggy bank. Teaching kids how to save - AFFCU blog