How to identify – and then reduce – high stress levels caused by money challenges. We have all been there. Money gets tight, debt problems loom, and despite your best efforts your stress levels go up and up until you are snapping at family members and spacing out at work wondering how you are going to keep all the balls … Continue reading
A change in your income is fine when it’s in your favor. On the other hand, when the amount you receive in your paycheck suddenly drops because of a change in your employment situation, it can be disastrous for your budget and your ability to maintain financial stability. If you don’t make some adjustments and the income drop continues, you’re … Continue reading
By Tracy Scott If you’re struggling to pay creditors each month, you already know that adding to account balances could make matters much worse. Hoping to ease the financial strain, you’ve likely tried to reduce expenses. While you (sometimes) skip your Monday morning latte and (occasionally) brown-bag your lunch on Fridays, the savings aren’t having the impact you’d hoped. These … Continue reading
Get organized now so you can achieve your financial goals in 2020. By: April Lewis-Parks of Consolidated Credit If you’re like many people, your finances aren’t high on your list of priorities now. According to the National Retail Federation, the average family expects to spend over $1,000 on Christmas this year. So, it’s no wonder that so many people make … Continue reading
Plan carefully so credit card debt and ID theft don’t dampen your holiday cheer. By: Meghan Alard of Consolidated Credit According to the National Retail Federation, the average family expects to send over $1,000 this year – $1,007.24, to be exact. That’s an increase of 4.1% from last year. There are three big categories of spending this year: $637.67 on … Continue reading
What’s the difference between a checking account vs. savings account? There are many, from the reason why you use them to how they best support your financial habits. You likely already have both, and if not, you might realize that they can both benefit you in their own way. To make the best use of these accounts, you must understand … Continue reading
