Young girl riding carousel in snow during holiday

Holiday Helper Loan

Make Your Holiday Season Merry And Bright


The holidays can be a challenge on your wallet and budget. Get some help making the holiday season brighter with a Holiday Helper Loan. Take advantage of this affordable, easy way to get access to funds to help you manage your holiday expenses.

Fast, Easy Application

No Income Verification

Low Monthly Payments

Get The Fast, Easy, & Affordable Financing You Need

Thank you for your interest in the Holiday Helper Loan.

The 2021 Holiday Helper Loan application period is CLOSED as of December 21, 2021.

Borrow up to $2,500*
As low as 9.99% APR *

10-month repayment period

Must be a member for at least one year
Applications must be received by December 21, 2021
Loans must be funded by December 23, 2021

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*APR = Annual Percentage Rate. Actual rate will vary based on credit review. Available rates as lows as 9.99% APR with excellent credit review to a maximum of 18.00% APR. A 10-month loan of $2,500 at an approved rate of 9.99% APR will have a monthly payment of $267.50. Your actual payment will vary based on qualifying loan amount and interest rate. Must be a Member for at least one-year; Be a member in good standing at time of application; Have not had a Skip-A-Payment in last 90-days; Have an existing Direct Deposit that is enough to cover all AFFCU debts; Have only one (1) open Holiday Helper product; Do not have a current AFFCU loan or line-of-credit that has been modified or deferred; No judgments or liens. Other restrictions apply. Speak with a Member Services Representative for complete details. Applications must be received by 12/21/2021. Loans must be funded by 12/23/2021.