Here’s what you need to know to protect your credit and avoid financial issues moving forward. Getting forbearance or a payment deferral from a creditor or lender can be a lifesaver. These programs can provide relief at a time when you need it most. You can miss a payment or not pay the full amount without facing penalties. However, there … Continue reading
Debt, credit, and financing – words that can make many squeamish. Financing, unless you have piles of cash laying around most need it to help make purchases, both big and on the smaller scale. Credit, you need a good credit score and credit history to get affordable financing offers. Debt, it’s what you get when financing. But it’s not necessary … Continue reading
Financing a used car requires that you follow a process to both select the best car and the best financing available to you. Along the way, it’s easy to make mistakes because there are so many moving parts. The best way to prepare yourself for a smooth car buying process is to arm yourself with knowledge about the experience in … Continue reading
Opening a checking account is an easy process that can be completed in just a few simple steps. Many financial institutions allow you to open your account online or at a local branch, depending on your preference. As long as you have the information needed to get started, you can check this off of your to-do list in a matter … Continue reading
Whether you are dealing with the financial impacts of Covid-19 epidemic or not, now is a great time to review your budget, savings plan, and debt management. You should develop a strategy for creating an emergency savings for future unknown circumstances like we are facing today. But now that we are in the situation, you may be facing the challenge … Continue reading
Although they may be cheaper on the front end, the fact is that used cars are just as serious an investment as new cars. Unless they are carefully vetted, used cars can create a host of pricey problems related to mechanical and cosmetic failure. Buyers should carefully consider all aspects of the car purchasing process before committing themselves to years … Continue reading
