Opening your first credit card can be both an exciting and daunting experience. On the one hand, a credit card offers more financial freedom and flexibility. On the other hand, you likely heard horror stories of people falling into a debt cycle that’s hard to escape. The truth is that you should start working to build your credit score as … Continue reading
It’s no secret that having a great credit score is beneficial today. It makes being approved for loans easier and ensures you pay less interest on those financial obligations. But its benefits stretch beyond loans. For instance, some employers will check your credit score before hiring you. Landlords will often review your credit before you can move in. And some … Continue reading
These days it’s easier than ever to make purchases. With most items only requiring a click, tap, or swipe of a credit card, you’re able to quickly purchase an item without ever thinking twice about it. The problem lies in that most people don’t keep track of how many times they’re using their cards in a month. Then, when their … Continue reading
When it comes to New Year’s resolutions, saving more money and improving one’s financial standing always come out near the top of the list. And having a great credit score can help you accomplish both. Credit scores play a significant role in many aspects of your life. For instance, having a high credit score makes it much easier to become … Continue reading
Photo by JESHOOTS.COM on Unsplash Thanks to instant one-click online shopping and credit cards, it’s easier than ever to make purchases these days. And, when you pair this convenience with the holiday season, many shoppers find themselves up to their ears in debt by the time the holiday season closes. So, if you’ve found you overspent during the holidays, here’s … Continue reading
It’s Time for Your 2021 Fall Financial Checkup Getting your finances right before the end of the year. Fall is officially here! While 2021 has certainly been a better year than the last one, it’s still be challenging for people’s finances. As prices continue to rise and pandemic relief programs start to wind down, it’s important to take some time … Continue reading
