Credit & Debt

Credit & Debt

Tips to Increase Your Credit Score

When it comes to New Year’s resolutions, saving more money and improving one’s financial standing always come out near the top of the list. And having a great credit score can help you accomplish both. Credit scores play a significant role in many aspects of your life. For instance, having a high credit score makes it much easier to become … Continue reading

Young man sitting at laptop hold account statement with hand on face
Budgeting & Saving | Credit & Debt

Fall Financial Checkup

It’s Time for Your 2021 Fall Financial Checkup Getting your finances right before the end of the year. Fall is officially here! While 2021 has certainly been a better year than the last one, it’s still be challenging for people’s finances. As prices continue to rise and pandemic relief programs start to wind down, it’s important to take some time … Continue reading

Fall financial checkup blog cover banner - Young couple sitting at table with laptop reviewing budget
Credit & Debt

Member Notice: USPS Mail Delays

Your mail sent to and from AFFCU through the United States Postal Service may be delayed We understand the United States Postal Service was experiencing significant delays with mail delivery. As a result, your mail to AFFCU and our mail to you may be delayed. This includes monthly statements and year-end tax information sent from us. It also includes any … Continue reading

Credit & Debt

Important Reasons To Check Your Credit Report

Credit reports are produced by the three major U.S. credit bureaus – Experian, Equifax, and TransUnion. These organizations gather consumer borrowing data, as reported by financing companies and financial institutions, which is used to build a portrait of each consumers’ borrowing history and repayment activity. The individual consumer data is also analyzed to calculate a unique credit score. Both the … Continue reading

woman opening a checking account with no minimum deposit online
Credit & Debt

What Happens After Forbearance or a Payment Deferral?

Here’s what you need to know to protect your credit and avoid financial issues moving forward. Getting forbearance or a payment deferral from a creditor or lender can be a lifesaver. These programs can provide relief at a time when you need it most. You can miss a payment or not pay the full amount without facing penalties. However, there … Continue reading

Frustrated young man readin letter