When it comes to New Year’s resolutions, saving more money and improving one’s financial standing always come out near the top of the list. And having a great credit score can help you accomplish both. Credit scores play a significant role in many aspects of your life. For instance, having a high credit score makes it much easier to become … Continue reading
Photo by JESHOOTS.COM on Unsplash Thanks to instant one-click online shopping and credit cards, it’s easier than ever to make purchases these days. And, when you pair this convenience with the holiday season, many shoppers find themselves up to their ears in debt by the time the holiday season closes. So, if you’ve found you overspent during the holidays, here’s … Continue reading
It’s Time for Your 2021 Fall Financial Checkup Getting your finances right before the end of the year. Fall is officially here! While 2021 has certainly been a better year than the last one, it’s still be challenging for people’s finances. As prices continue to rise and pandemic relief programs start to wind down, it’s important to take some time … Continue reading
Your mail sent to and from AFFCU through the United States Postal Service may be delayed We understand the United States Postal Service was experiencing significant delays with mail delivery. As a result, your mail to AFFCU and our mail to you may be delayed. This includes monthly statements and year-end tax information sent from us. It also includes any … Continue reading
Credit reports are produced by the three major U.S. credit bureaus – Experian, Equifax, and TransUnion. These organizations gather consumer borrowing data, as reported by financing companies and financial institutions, which is used to build a portrait of each consumers’ borrowing history and repayment activity. The individual consumer data is also analyzed to calculate a unique credit score. Both the … Continue reading
Here’s what you need to know to protect your credit and avoid financial issues moving forward. Getting forbearance or a payment deferral from a creditor or lender can be a lifesaver. These programs can provide relief at a time when you need it most. You can miss a payment or not pay the full amount without facing penalties. However, there … Continue reading
