Photo by JESHOOTS.COM on Unsplash Thanks to instant one-click online shopping and credit cards, it’s easier than ever to make purchases these days. And, when you pair this convenience with the holiday season, many shoppers find themselves up to their ears in debt by the time the holiday season closes. So, if you’ve found you overspent during the holidays, here’s … Continue reading
There are a variety of common fees that banks charge their customers for maintaining a checking account. These include monthly service fees, ATM fees, overdraft fees, and more. According to Bankrate’s 2021 survey, the average monthly fee on non-interest-bearing checking accounts is $5.08 per month. Luckily, once you know about these fees, there are several ways to avoid them. Keep … Continue reading
Photo by S O C I A L . C U T on Unsplash How to Simplify Large Financial Goals Most people have financial goals that they would love to accomplish. Some of these may be smaller, such as going on a weekend getaway. Others may require a more significant and costly commitment, like saving for a down payment on … Continue reading
Checking accounts aren’t just for paying your bills. They could reward you with cash back perks or help you earn interest toward your balance. Some of the best checking accounts could even do both! Checking accounts with benefits such as these are known as rewards checking accounts. Keep reading for everything you need to know about rewards checking accounts. … Continue reading
Photo by Ben White on Unsplash At some point, you have to stop putting it on your credit card “and paying it off in January.” Just say no! I used to think it was so strange when my mom joked, “Let’s just skip everything this year, OK?” How could she even dream of it! But as a relatively functioning adult … Continue reading
Online and mobile banking is so sophisticated and convenient that you might be content to let your devices do all your accounting for you. After all, you can open the app and see where all your money is anytime you want. But machines can make mistakes—and so can online vendors. That’s why balancing your checking account is still a vital … Continue reading
