Getting a new job often means having to make big decisions about what to do with your employer-sponsored retirement plan. Many employers provide employees with either a traditional 401k, Roth 401k plan, or similar option. These plans provide big benefits to individuals during their employment. The majority allow employers to contribute and even match an employee’s investment. And, they are … Continue reading
You’re sipping a pina colada on a beautiful, white-sanded beach while watching the cerulean waves lap at the shoreline. You might be pulling muscles and riding high on adrenaline while scaling Mount Greylock in Massachusetts. Or, maybe you’re browsing a charming shop in a European city filled with exotic culture and cuisine. Everyone has a dream vacation. For those with … Continue reading
Building a Savings Account on a Budget One of the most important steps to financial freedom is establishing and building a savings account. How to Grow Savings on a Budget It’s always advantageous to have a savings account to pull money from instead of turning to a credit card when there is an emergency. But, how do you grow a … Continue reading
What happens when you and your partner have different approaches toward money? It’s a common scenario. One partner seemingly knows where every earned dollar goes, while the other is a carefree spirit who thrives on spontaneous decisions and purchases. One partner loves fine dining and thinks nothing of blowing $200 on haute cuisine, while the other is happy with pizza … Continue reading
Many people could benefit from better auto loan terms, but is refinancing the best route to take? There is a great deal of confusion surrounding a car refinance. There are situations where refinancing offers numerous benefits, primarily when it reduces the overall cost of purchasing a vehicle. Anyone with an auto loan should consider the advantages of refinancing. However, before … Continue reading
Refinancing a car loan offers numerous benefits. Similar to real estate, interest rates on car loans can vary significantly due to your credit score, or even fluctuate based on market conditions. If you previously obtained an auto loan with a higher interest rate than you could get now, it may be time to consider a car refinance. When is the … Continue reading
