SPECIAL ANNOUNCEMENT: AFFCU announces approval to serve anyone who lives, works, worships, volunteers, attends school, or has family in Baltimore County, Baltimore City, Carroll County, and Harford County. Read the press release announcement and a message from our CEO to members.

Friendly cashier accepting card payment

Classic Checking

Enjoy a simple, free online checking account.

Open an Account

No frills checking

Managing your finances should be easy and simple. That’s why our Classic Checking account has no fees or balance requirements. Access your money whenever you need to with online and mobile banking.

Best For

  • Monthly Fee

    Monthly Fee

  • Opening Deposit

    Opening Deposit

  • Dividends

    Dividends

  • Minimum Balance

    Minimum Balance

A secondary checking account or for members who want a simple account with no frills.

  • Monthly Fee

    $0

  • Opening Deposit

    $0

  • Dividends

    0.05%

  • Minimum Balance

    None

A free account that anyone can use

No Minimum Balance

No minimum balance on any of our checking accounts.

No Maintenance Fee

No monthly maintenance fees to avoid or penalties.

24/7 Access

Manage your account through online and mobile banking.

Visa Debit Card

Unlimited transactions, no monthly fees.

Overdraft Protection

Use your savings account as a free safety net to prevent overdrafts.

Dividends

Earn 0.05% APY in dividends on your account balance.

Open an Account

Check Out Our Other Accounts

PowerPlus Checking

For those who want to earn interest on their account balance.

Power Checking

For those who frequently use their debit card and want cash back rewards for their everyday purchases.

Journey Checking

For young adult members through the age of 25 looking to start their financial journey while earning cash back rewards.

View Account Comparison

Open a checking account today

Contact us
Contact us
Open an account online
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Call Us

(410) 584-7474

Disclosures