Atlantic Financial FCU branches will be closed on Monday, May 27th for Memorial Day. Enjoy convenient access to your accounts via online banking 24/7.

Friendly cashier accepting card payment

Classic Checking

Enjoy a simple, free online checking account.

Open An Account

Open A Checking Account

I am applying as a:

Applying online is fast and easy.

Should you have any questions or need assistance, please reach out to us:

Phone: 410-584-7474

Email: [email protected]

Representatives available
Mon-Fri: 9AM-5PM

No frills checking

Managing your finances should be easy and simple. That’s why our Classic Checking account has no fees or balance requirements. Access your money whenever you need to with online and mobile banking.

Best For

  • Monthly Fee

    Monthly Fee

  • Opening Deposit

    Opening Deposit

  • Dividends


  • Minimum Balance

    Minimum Balance

A secondary checking account or for members who want a simple account with no frills.

  • Monthly Fee


  • Opening Deposit


  • Dividends


  • Minimum Balance


A free account that anyone can use

No Minimum Balance

No minimum balance on any of our checking accounts.

No Maintenance Fee

No monthly maintenance fees to avoid or penalties.

24/7 Access

Manage your account through online and mobile banking.

Visa Debit Card

Unlimited transactions, no monthly fees.

Overdraft Protection

Use your savings account as a free safety net to prevent overdrafts.


Earn 0.05% APY in dividends on your account balance.

Open an Account

Check Out Our Other Accounts

PowerPlus Checking

For those who want to earn interest on their account balance.

Power Checking

For those who frequently use their debit card and want cash back rewards for their everyday purchases.

Journey Checking

For young adult members through the age of 25 looking to start their financial journey while earning cash back rewards.

View Account Comparison

Open a checking account today

Contact us
Contact us
Open an account online
Open online
Call Us

(410) 584-7474