PowerPlus Checking

^*1 PowerPlus Checking Account Reward Information: APY = Annual Percentage Yield and is accurate as of 5/01/2021. Rates and rewards are variable and may change after account is opened. To qualify to earn the monthly PowerPlus Checking high-interest reward, the member must 1) login to online or mobile banking account at least one (1) time each month and 2) have a monthly cumulative total of $3,500 or more in direct deposit post to their checking account each month. Direct deposits must be received by 5:00 PM (ET) on the last business day of the current month in order to qualify. When the PowerPlus Checking account qualifications are met during a monthly qualification period, the balances up to $12,000 receive APY of 3.00%; and balances over $12,000 earn 0.15% interest rate on the portion of balance over $12,000, resulting in a range from 0.45% to 3.00% APY depending on the account’s balance. When PowerPlus Checking qualifications are not met, all balances in the account earn 0.05% APY. Dividends will be credited to your PowerPlus Checking account on the last day of statement cycle. Fees may reduce earnings. “Monthly qualification period” means a period beginning on the first day of the calendar month through last day of the current calendar month. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Enrollment in and monthly access of online/mobile banking are conditions of the PowerPlus Checking account. Enrollment in electronic services (e.g. online or mobile banking) and log-ons are required to meet some of the account’s qualifications. Limit 1 account per social security number. Rates, rewards, and qualification criteria are variable and may change after account is opened.

^** ATM Fee Information: Power Checking, PowerPlus Checking, and Journey Checking accounts are eligible to receive up to five (5) free foreign ATM transactions per month. A foreign transaction fee is a fee issued by Atlantic Financial when you use another financial institution’s or operator’s ATM (an ATM that is not an AFFCU or CO-OP Network ATM, or one of our local credit union partners ATMs). A surcharge-fee may be applicable, and the members responsibility to pay, if charged by the financial institution or ATM operator.