A free checking account should be exactly that—free. However, many financial institutions have loopholes or special requirements that you’ll have to meet for your checking account to be truly free. When considering opening an account with any bank or credit union, there are several questions you should ask. Common Pitfalls To Avoid With Free Checking Some of the pitfalls and … Continue reading
You’re ready to trade in your vehicle, but what do you do if you owe more to the bank than it’s worth? This is when you have to decide whether to keep your vehicle or learn how to trade in a car with negative equity. While it might not be as cut and dry, you can still trade in your … Continue reading
By Tracy Scott If you’re struggling to pay creditors each month, you already know that adding to account balances could make matters much worse. Hoping to ease the financial strain, you’ve likely tried to reduce expenses. While you (sometimes) skip your Monday morning latte and (occasionally) brown-bag your lunch on Fridays, the savings aren’t having the impact you’d hoped. These … Continue reading
Plan carefully so credit card debt and ID theft don’t dampen your holiday cheer. By: Meghan Alard of Consolidated Credit According to the National Retail Federation, the average family expects to send over $1,000 this year – $1,007.24, to be exact. That’s an increase of 4.1% from last year. There are three big categories of spending this year: $637.67 on … Continue reading
The concept of money management can seem overwhelming. You may wonder where to start, which financial goals to prioritize, and how to maintain momentum. Everyone’s financial situation is unique. Therefore your money management strategy will be unique to your needs as well. However, you can implement these 7 top tips, and customize them if necessary, as you address your financial … Continue reading
By Tracy Scott Once-in-a-lifetime experiences can create lasting memories with close friends and family members. This past summer was filled with laughter and nonstop good times with those you cherish. But, it also meant spending money eating out, paying for admission tickets, and buying a souvenir or two. While not every memorable experience has an associated price tag, a quick … Continue reading
