Credit & Debt

Credit & Debt

7 Questions To Ask Before Opening A Checking Account For Free

A free checking account should be exactly that—free. However, many financial institutions have loopholes or special requirements that you’ll have to meet for your checking account to be truly free.  When considering opening an account with any bank or credit union, there are several questions you should ask. Common Pitfalls To Avoid With Free Checking Some of the pitfalls and … Continue reading

woman using her checking account for free to make online bill payments
Budgeting & Saving | Credit & Debt

The #1 Secret of Successful Debt Management

By Tracy Scott If you’re struggling to pay creditors each month, you already know that adding to account balances could make matters much worse. Hoping to ease the financial strain, you’ve likely tried to reduce expenses. While you (sometimes) skip your Monday morning latte and (occasionally) brown-bag your lunch on Fridays, the savings aren’t having the impact you’d hoped. These … Continue reading

Young couple in front of laptop
Budgeting & Saving | Credit & Debt

Smart Holiday Shopping Tips

Plan carefully so credit card debt and ID theft don’t dampen your holiday cheer. By: Meghan Alard of Consolidated Credit According to the National Retail Federation, the average family expects to send over $1,000 this year – $1,007.24, to be exact. That’s an increase of 4.1% from last year. There are three big categories of spending this year: $637.67 on … Continue reading

Lady sitting on floor with laptop shopping online
Budgeting & Saving | Credit & Debt

7 Of The Most Reliable Money Management Tips

The concept of money management can seem overwhelming. You may wonder where to start, which financial goals to prioritize, and how to maintain momentum. Everyone’s financial situation is unique. Therefore your money management strategy will be unique to your needs as well. However, you can implement these 7 top tips, and customize them if necessary, as you address your financial … Continue reading

frustrated couple debating money management tips