Atlantic Financial Blog

Budgeting & Saving

Common Checking Account Fees and How to Avoid Them

There are a variety of common fees that banks charge their customers for maintaining a checking account. These include monthly service fees, ATM fees, overdraft fees, and more. According to Bankrate’s 2021 survey, the average monthly fee on non-interest-bearing checking accounts is $5.08 per month. Luckily, once you know about these fees, there are several ways to avoid them. Keep … Continue reading

a woman calculates checking account fees to see how much she is spending each month
Budgeting & Saving

3 Steps To Simplify Large Financial Goals

Photo by S O C I A L . C U T on Unsplash How to Simplify Large Financial Goals Most people have financial goals that they would love to accomplish. Some of these may be smaller, such as going on a weekend getaway. Others may require a more significant and costly commitment, like saving for a down payment on … Continue reading

Goal message written in book. Wish for it, hope for it, dream of it, but by all means do it
Home & Auto

How Much Car Can I Afford?

One of the most important things that car buyers ask themselves is, “How much car can I afford?” When you consider your overall personal financial picture, the amount of your down payment, your interest rate, and other loan terms, it can paint a much clearer picture of just how much vehicle you can expect to buy. Read on to learn … Continue reading

A couple smiles in front of their new car after determining how much car they could afford
Budgeting & Saving

What is a Rewards Checking Account?

  Checking accounts aren’t just for paying your bills. They could reward you with cash back perks or help you earn interest toward your balance. Some of the best checking accounts could even do both! Checking accounts with benefits such as these are known as rewards checking accounts. Keep reading for everything you need to know about rewards checking accounts. … Continue reading

A woman smiles after paying bills online with her debit card from her rewards checking account
Community Service | News & Announcements

2022 College Scholarship Contest

Atlantic Financial Federal Credit Union, in partnership with the Credit Union Foundation of Maryland and DC, has opened the 2022 College Scholarship contest. AFFCU members entering their freshman through senior year of college or trade school are eligible to apply for one of twelve $1,000 scholarships. Eligible AFFCU members may apply for one of ten $1,000 essay-based scholarships, one $1,000 … Continue reading

2022 AFFCU College Scholarship Contest banner - students sitting on wall on campus