By Tracy Scott Homebuying season is fast approaching, and the idea of visiting model homes and open houses fills you with anticipation. But, before you step into your first design center or purchase your tour of homes ticket, learn how to shop smart for a new home. For some, saying goodbye to renting often begins with applying for a home … Continue reading →
By: April Lewis-Parks (In partnership with KOFE/Consolidate Credit) Have you Paid Off Your Holiday Debt Yet? Retail sales hit a 6-year high in 2018, meaning consumers have a lot of debt to pay off now in 2019. Take the right steps to pay off holiday debt quickly. You don’t want to let holiday debt linger for a few reasons: Interest … Continue reading →
By Tracy Scott Did you know your credit history has a significant impact on your financial health? A good credit history can save money in the short-term by keeping the cost of borrowing down. Over the long-term, it can help you put money that would have been otherwise spent on high-interest rates toward other financial goals such as your retirement … Continue reading →
A car refinance is a big decision. For some people, it opens the door to new opportunities – paying a lower monthly payment or reducing the interest rate on the car overall. For others, it could provide a way to consolidate some debt. However, before you decide to refinance your vehicle, consider both the pros and cons of doing so. … Continue reading →
Investing in a car loan provides an opportunity to obtain new loan terms for your vehicle. Many times, it can open the door for potential savings, or it can help you reduce how much you have to pay towards your debt. Factors Affecting When Is The Best Time To Refinance A Car In every situation, a car refinance should be … Continue reading →
By Tracy Scott Fall Into Reality With These End of Year Budgeting Tips And Strategies The long, hot days of summer are coming to an end and fall is just around the corner. Along with it are the realities of the financial costs of summer vacations, amusement parks, kid’s activities and hosting BBQs for family and friends that created priceless … Continue reading →