You Love Your Home. Let It Love You Back.
When you need access to funds for a home improvement project or other needs, leverage the investment you made in your home purchase. A low fixed rate Home Equity Loan can give you cash from the equity you have built in your home.
Fixed Rates as low as 3.25% APR*
Borrow up to 85% LTV with terms up to 10 years
No Annual Fees
No loan origination or annual fees
Calculate Your Potential Home Equity Value
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Frequently Asked Questions
You can borrow as little as $15,000 or up to $750,000 depending on your credit history, available equity in the property and your current monthly debt.
You can borrow up to $750,000 depending on the amount of equity in your home. Terms are flexible up to 180 months (15 years). The interest rate is fixed for the term of your loan, and repayments are made in monthly installments of principal and interest.
Available credit is based on your loan-to-value ratio, with a maximum of to 80% loan-to-value. After borrowing you will still be required to have at least 20% equity left in your home.
Yes, an appraisal is required to determine the value of your home and how much equity you have available.
Home Equity Line-of-Credit
Need recurring access to funds instead of a one-time loan? Consider a Home Equity Line-of-Credit.
Use Your Equity For Home Improvements
Using the equity in your home to finance your home improvements is a great idea. What improvements have the best return?
Consult your tax advisor. Borrower will be responsible for third party fees, such as: appraisal, tax and flood tracking, title insurance, and settlement service. Consult your tax advisor about tax deductions and your tax liability. Adequate homeowner’s insurance coverage is a requirement for this loan.