Privacy Policy

FACTS

WHAT DOES THE ATLANTIC FINANCIAL FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share Your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires Us to tell You how We collect, share, and protect Your personal information. Please read this notice carefully to understand what We do.
What?
The types of personal information We collect and share depend on the product or service You have with Us. This information can include:
- Social Security number and income
- Account balances and credit history
- Payment history and credit scores
How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, We list the reasons financial companies can share their customers' personal information, the reasons Atlantic Financial Federal Credit Union chooses to share, and whether You can limit this sharing.

Reasons We can share Your personal information

Reasons We can share Your personal information
For Our everyday business purposes - such as to process Your transactions, maintain Your Account(s), respond to court orders and legal investigations, or report to credit bureaus

For Our everyday business purposes - such as to process Your transactions, maintain Your Account(s), respond to court orders and legal investigations, or report to credit bureaus
For Our marketing purposes - to offer Our products and services to You

For Our marketing purposes - to offer Our products and services to You
For joint marketing with other financial companies

For joint marketing with other financial companies
For Our affiliates' everyday business purposes - information about Your transactions and experiences

For Our affiliates' everyday business purposes - information about Your transactions and experiences
For Our affiliates' everyday business purposes - information about Your creditworthiness

For Our affiliates' everyday business purposes - information about Your creditworthiness
For Our affiliates' to market to You

For Our affiliates' to market to You
For non-affiliates to market to You

For non-affiliates to market to You

Reasons We can share Your personal information

Does the Credit Union share?
For Our everyday business purposes - such as to process Your transactions, maintain Your Account(s), respond to court orders and legal investigations, or report to credit bureaus

YES
For Our marketing purposes - to offer Our products and services to You

YES
For joint marketing with other financial companies

YES
For Our affiliates' everyday business purposes - information about Your transactions and experiences

YES
For Our affiliates' everyday business purposes - information about Your creditworthiness

YES
For Our affiliates' to market to You

YES
For non-affiliates to market to You

NO

Reasons We can share Your personal information

Can You limit this sharing?
For Our everyday business purposes - such as to process Your transactions, maintain Your Account(s), respond to court orders and legal investigations, or report to credit bureaus

NO
For Our marketing purposes - to offer Our products and services to You

YES
For joint marketing with other financial companies

YES
For Our affiliates' everyday business purposes - information about Your transactions and experiences

NO
For Our affiliates' everyday business purposes - information about Your creditworthiness

YES
For Our affiliates' to market to You

YES
For non-affiliates to market to You

WE DON'T SHARE

To limit Our sharing

Call (410) 584-7474 - Our menu will prompt You through Your choice(s)

Please note:

If You are a new member, We can begin sharing Your information 30 days from the date We sent this notice. When You are no longer Our member, We continue to share Your information as described in this notice.

However, You can contact Us at any time to limit Our sharing.

What We do

How does Atlantic Financial Federal Credit Union protect my personal information?

How does Atlantic Financial Federal Credit Union protect my personal information?
How does Atlantic Financial Federal Credit Union collect my personal information?

How does Atlantic Financial Federal Credit Union collect my personal information?
Why can't I limit all sharing?

Why can't I limit all sharing?
What happens when I limit sharing for an account I hold jointly with someone else?

What happens when I limit sharing for an account I hold jointly with someone else?

How does Atlantic Financial Federal Credit Union protect my personal information?

To protect Your personal information from unauthorized access and use, We use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Atlantic Financial Federal Credit Union collect my personal information?
We collect Your personal information, for example, when You
- Pay Your bills or use Your credit or debit card
- Open an account or apply for financing
- Make deposits and withdrawals from Your Account
We also collect Your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives You the right to limit only
- Sharing for affiliates' everyday business purposes - information about Your creditworthiness
- Affiliates from using Your information to market to You
- Sharing for non-affiliates to market to You
State laws and individual companies may give You additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on Your account.

Definitions

Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
- Our affiliates include mortgage and insurance companies.
Non-Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
- Atlantic Financial Federal Credit Union does not share with non-affiliates so they can market to You.
Joint Marketing
A formal agreement between non-affiliated financial companies that together market financial products or services to You.
- Our joint marketing partners include insurance companies.