Auto Loans & Car Buying

Take advantage of great rates as low as 5.49% APR* and flexible terms between 36 to 84 months.

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Save time and money with AFFCU’s Car Buying Service. Members save an average of $3,402** off MSRP.

Apply in minutes. Take advantage of great rates as low as 5.49% APR* and flexible terms between 36 to 84 months.

Take advantage of lower rates and pay less for your car over time, with terms ranging from 36 to 84 months.

Check out our Car Buying Resource Center

Vehicle Loans - New
Term/Months	Minimum Loan Amount	Automated Payments APR* as low as	Estimated Monthly Payment per $1,000
*APR=ANNUAL PERCENTAGE RATE 1 Some restrictions may apply. 2 Rates available on approved credit. Not all applicants will qualify for the lowest rate. 3 0.25% discount with e-Statements and automated payments from a Freedom FCU Savings or Checking account on select loan types. (Rate discount is only available on collateral loans listed with the posted rates).Rate quoted based on 36 month term, $2,500 up to $25,000 4 Rates and terms may be different as determined by collateral and individual credit worthiness. 5 Based on Prime Rate. Prime rate is 7.50% as of December 18, 2024. This is a variable rate product. 6 Used auto loans with a term of 76 to 84 months must be for $20,000 or more to qualify for the rate listed.
Term/Months 48	Minimum Loan Amount	Automated Payments APR* as low as 5.49%	Estimated Monthly Payment per $1,000 $23.26
Term/Months 63	Minimum Loan Amount	Automated Payments APR* as low as 5.74%	Estimated Monthly Payment per $1,000 $18.43
Term/Months 75	Minimum Loan Amount	Automated Payments APR* as low as 6.24%	Estimated Monthly Payment per $1,000 $16.14
Term/Months 84	Minimum Loan Amount $20,000	Automated Payments APR* as low as 7.04%	Estimated Monthly Payment per $1,000 $15.12