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Auto Loan Refinancing

Refi Your Ride and Save!

Refinance and Save

Apply for a Vehicle Loan

I am applying as a:

Applying online is fast and easy.

Should you have any questions or need assistance, please reach out to us:

Phone: 410-584-7474

Email: [email protected]


Representatives available
Mon-Fri: 9AM-5PM

Make Your Ride as Great as Your Rate

Happy with your ride but not your monthly loan payment? Perhaps you got a great deal but not the best auto loan from the dealer. No worries, we can help. Refinance your loan with AFFCU and we can help lower your rate and your monthly payment. You pocket the savings!

No Application Fees

Lower Monthly Payments

Increased Savings

Check Out Our Everyday Great Low Rates

Vehicle Loans - New

Term/Months

Minimum Loan Amount

Automated Payments APR* as low as

Estimated Monthly Payment per $1,000

*APR=ANNUAL PERCENTAGE RATE
1 Some restrictions may apply.
2 Rates available on approved credit. Not all applicants will qualify for the lowest rate.
3 0.25% discount with e-Statements and automated payments from a Freedom FCU Savings or Checking account on select loan types. (Rate discount is only available on collateral loans listed with the posted rates).Rate quoted based on 36 month term, $2,500 up to $25,000
4 Rates and terms may be different as determined by collateral and individual credit worthiness.
5 Based on Prime Rate. Prime rate is 7.50% as of December 18, 2024. This is a variable rate product.
6 Used auto loans with a term of 76 to 84 months must be for $20,000 or more to qualify for the rate listed.

Term/Months

48

Minimum Loan Amount

Automated Payments APR* as low as

5.49%

Estimated Monthly Payment per $1,000

$23.26

Term/Months

63

Minimum Loan Amount

Automated Payments APR* as low as

5.74%

Estimated Monthly Payment per $1,000

$18.43

Term/Months

75

Minimum Loan Amount

Automated Payments APR* as low as

6.24%

Estimated Monthly Payment per $1,000

$16.14

Term/Months

84

Minimum Loan Amount

$20,000

Automated Payments APR* as low as

7.04%

Estimated Monthly Payment per $1,000

$15.12

Is Refinancing Right For Me?

Contact us and we’ll find out!



Contact us and get started

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Call Us

(410) 584-7474