Alert: Please DO NOT DESTROY your AFFCU debit card. Continue to use it through December 30, 2025. Please click here for more information about the debit card transition.

Click here for the latest information regarding the merger with Freedom FCU.

Starting December 31, 2025, the Atlantic Financial FCU website will no longer be available and all visitors to this website will automatically redirect to the Freedom Federal Credit Union homepage.

Join AFFCU

Join the New AFFCU

Atlantic Financial FCU is excited to be a part of Freedom FCU.

Join Freedom FCU

Better Than Banking

Atlantic Financial Federal Credit Union is excited to be a part of Freedom Federal Credit Union. Members now get the benefit of a larger branch network, enhanced online and mobile banking, and so much more! Freedom FCU offers a wide range of accounts and loan options to help you achieve your financial goals.

To learn more and join AFFCU, a division of Freedom Federal Credit Union, click the link below to head over to Freedom’s site and get started.

Who Can Join

You can join Freedom Federal Credit Union!

We serve the financial needs of communities in the greater Baltimore area. Freedom FCU is open to anyone who lives, works, worships, volunteers, attends school, or has family in the following Maryland areas:

  • Baltimore County
  • Baltimore City
  • Carroll County
  • Harford County

Become a member

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(410) 584-7474