All Atlantic Financial FCU, a division of Freedom FCU, branches will be closed Monday, September 1, 2025, in observance of the Labor Day holiday. Branches will reopen for normal business on Tuesday, September 2.  Online and Mobile banking are available 24/7 for your banking needs.

Important Notice: Online Banking will be down for maintenance beginning 9/2 at 6pm EST and will be back up on 9/3 at 7am.

Financial Calculators

How long will it take to pay off my credit card?

Results

Years to pay off ___ years
(__ payments)
Total interest $___

What would my loan payments be?

  • Please enter a number from 0 to 40.
  • Please enter a number from 1 to 360.

Results

Monthly Payment $____

Mortgage Calculator

  • Please enter a number from 1 to 480.
  • Please enter a number from 0 to 40.
  • Please enter a number greater than or equal to 0.
  • Please enter a number greater than or equal to 0.
  • Please enter a number greater than or equal to 0.

Results

Monthly Payment $____
Principal and Interest $____
Property Tax* $____
Home Insurance* $____
Mortgage Insurance* $____

Home Equity Calculator

  • Please enter a number greater than or equal to 0.
  • Please enter a number greater than or equal to 0.
  • Please enter a number from 1 to 90.

Results

You may qualify for: $____

IRA Eligibility Calculator

  • Please enter a number greater than or equal to 0.

  • Do you participate in a retirement plan at work?

  • Please enter a number from 1 to 120.
  • Please enter a number from 1 to 120.

Results

Non-deductible Traditional IRA

  • You
  • Spouse

Deductible Traditional IRA

  • You
  • Spouse

Roth IRA

  • You
  • Spouse

Savings Calculator

  • Please enter a number greater than or equal to 0.
  • Please enter a number greater than or equal to 0.
  • Please enter a number from 1 to 10.
  • Please enter a number from 1 to 120.

Results

Each year, you will need to save: $____
Assumptions:

Before-tax return on savings (-12% to 12%)
Marginal tax bracket * (0% to 75%)

Certificate Calculator

  • Please enter a number greater than or equal to 0.
  • Please enter a number from 1 to 144.
  • Please enter a number from 0 to 10.

Results

Your ending balance will be $____

after ____ months

Assumptions:

Dividend compounding frequency: Monthly
Marginal tax bracket (0% to 75%): 25%

Auto Loan Calculator

  • Please enter a number greater than or equal to 0.
  • Please enter a number greater than or equal to 0.
  • Please enter a number from 1 to 360.
  • Please enter a number from 1 to 10.

Results

Monthly Payment $____

Should I refinance my auto loan at a lower rate?

  • Please enter a number greater than or equal to 0.
  • Please enter a number greater than or equal to 0.
  • Please enter a number from 0 to 40.
  • Please enter a number from 1 to 10.

Results

New Monthly Payment $____

How much do I need for emergencies?

  • Please enter a number greater than or equal to 0.
  • Please enter a number greater than or equal to 0.
  • Please enter a number greater than or equal to 0.
  • Please enter a number from 1 to 360.
  • Please enter a number from -12 to 12.
  • Please enter a number less than or equal to 75.
  • Please enter a number from 1 to 360.

Results

Savings per month $____

during ____ months