Alert: Please DO NOT DESTROY your AFFCU debit card. Continue to use it through December 30, 2025. Please click here for more information about the debit card transition.

Holiday Closure: All branches and call center will be closed beginning at 1pm on Wednesday, December 24th and will not reopen until normal business hours on Friday, December 26th. You will still be able to access your account information via online and mobile banking.

Click here for the latest information regarding the merger with Freedom FCU.

Starting December 31, 2025, the Atlantic Financial FCU website will no longer be available and all visitors to this website will automatically redirect to the Freedom Federal Credit Union homepage.

A Message From The Chairman

Dear Fellow AFFCU Members,

Let me begin by introducing myself. My name is Wade Walters, I’m the newly elected Chairman of your Atlantic Financial Federal Credit Union Board of Directors. I have been a board volunteer for five years and was recently selected to be board chair. My background includes a Masters in Finance with 25 years of experience in the financial services industry.

I’d like to thank outgoing Chairman, Michael Spencer, who has served for the past 7 years as Chairman and will continue on as Vice Chairman for the upcoming year. Mike has been instrumental in helping to guide AFFCU into the institution it is today and I, along with my fellow directors and the AFFCU management team, hope to continue to build on many of these successes.

As chairman of the board, I will ensure that my fellow board members and AFFCU management team continue to work towards delivering the best possible banking experience. An example is the newly launched MY AFFCU REWARDS program.

MY AFFCU REWARDS offers members an annual cash back incentive based on your simple everyday use of AFFCU services. Regular use of your AFFCU checking account, along with your saving and borrowing activity can earn you a great cash back bonus. I encourage you to learn more about this exciting new program by visiting affcu.org/bonus where you can even calculate your own potential cash reward earnings.

Learn More About MY AFFCU REWARDS

In closing, I’d like to thank my follow Board Members, who volunteer their time to AFFCU and truly hold the members’ interest in mind. We remain the voice of the credit union membership and are open to your feedback to develop and maintain the best possible financial institution to serve your needs. I thank you for allowing me to serve as your AFFCU board chairman and I’m excited to continue the expansion of AFFCU over the coming year.

Sincerely,

Wade Walters
Chairman, AFFCU Board of Directors