Motorcycle Loans

Easy online application, flexible terms, and great rates.

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Motorcycle Loan Benefits

Whether you want a road bike, dirt bike, or scooter, we’ve got the best rates and terms to get you out on two wheels.

Easy Financing Process

Easy online application that takes minutes to complete.

Competitive Rates

Financing that makes owning a motorcycle affordable.

Flexible Terms

Perfect loan term to fit
your style and needs.

Competitive Motorcycle Loan Rates

Motorcycle - New
Term/Months	Minimum Loan Amount	Automated Payments APR* as low as	Estimated Monthly Payment per $1,000
*APR=ANNUAL PERCENTAGE RATE 1 Some restrictions may apply. 2 Rates available on approved credit. Not all applicants will qualify for the lowest rate. 3 0.25% discount with e-Statements and automated payments from a Freedom FCU Savings or Checking account on select loan types. (Rate discount is only available on collateral loans listed with the posted rates).Rate quoted based on 36 month term, $2,500 up to $25,000 4 Rates and terms may be different as determined by collateral and individual credit worthiness. 5 Based on Prime Rate. Prime rate is 7.50% as of December 18, 2024. This is a variable rate product. 6 Used auto loans with a term of 76 to 84 months must be for $20,000 or more to qualify for the rate listed.
Term/Months 48	Minimum Loan Amount Up to $14,999	Automated Payments APR* as low as 4.99%	Estimated Monthly Payment per $1,000 $23.03
Term/Months 60	Minimum Loan Amount Up to $14,999	Automated Payments APR* as low as 5.24%	Estimated Monthly Payment per $1,000 $18.99
Term/Months 72	Minimum Loan Amount $15,000	Automated Payments APR* as low as 5.49%	Estimated Monthly Payment per $1,000 $16.34
Term/Months 84	Minimum Loan Amount $20,000	Automated Payments APR* as low as 6.49%	Estimated Monthly Payment per $1,000 $14.85

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Motorcycle Loans Have Never Been Easier

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Complete our easy and secure online application.

Get Pre Approved

You’ll get your pre approval in minutes.

Buy Your Bike

Buy your motorcycle and finalize your loan.

Lets Get Started

AFFCU saved me over $100 a month on my auto loan. I just love my checking and savings accounts. The AFFCU Visa card is also a big savings. They are just awesome!

— Phyllis M.

Motorcycle Loan FAQs

Our loan approval process is quick and easy. Once you apply for a motorcycle loan, you will know if you’ve been approved within 24 hours.

Motorcycle loans are similar to other vehicle loan applications. We review member application information such as credit score, credit history, income, debt-to-income ratio, the value of the motorcycle, and more.

We want you to find the perfect motorcycle to fit your needs. So you are free to buy it from any dealership you choose.

You can make payments and manage your motorcycle loan through our online banking system and via automated payments.

No. We never penalize members for paying off loans early.

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