Alert:

Click here for important updates about the transition to Freedom Credit Cards.

Click here for the latest information regarding the merger with Freedom FCU.

Holiday Helper banner

Your Holiday Magic
Is On Our List

Get our Holiday Helper Loan!

Apply Today

Apply for a Personal Loan

New members, please follow the link below to the Freedom FCU website to learn more about your personal loan options and apply online.

Current AFFCU members may continue their application on the AFFCU site.

Applying online is fast and easy.

Should you have any questions or need assistance, please reach out to us:

Phone: 410-584-7474

Email: [email protected]


Representatives available
Mon-Fri: 9AM-5PM

HOLIDAY HELPER LOAN

The Holiday Helper application period is now open. Apply for a Holiday Helper loan from November 15, 2025 – December 18, 2025.

Fast, Easy Application

Convenient 11-Month Term

Low Monthly Payments

Apply for Your Holiday Helper Loan

Get The Fast, Easy, & Affordable Financing You Need

Borrow up to $1,500*
As low as 13.99% APR *

11-month repayment period

Apply today for your Holiday Helper Loan.
The Holiday Helper is available from November 15, 2025 – December 18, 2025.
All funds must be transferred to your Atlantic Financial FCU checking account by December 20, 2025.

Disclosures

*APR = Annual Percentage Rate. Available payment example: $1,500 at an approved rate of 13.99% APR for 11 months would provide an approximate monthly payment of $150. Available only to Atlantic Financial FCU members in good standing with a savings account opened for at least one year. Other restrictions apply. All loans subject to credit approval. Speak with a member services representative for complete details. Offer begins November 15, 2025, and ends December 18, 2025. Funds must be taken by December 20, 2025. All rates and promotions are subject to change without notice.