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Welcome to Atlantic Financial FCU

Where You Matter.

Helping You Achieve More By Making Your Financial Well-Being Our Priority.

Join Us

AFFCU Journey accounts back to school bonus offer. Students walking on campus

Back To School Bonus

As a new school year begins, we’re helping our young members jump-start their financial journey with a special back to school deposit match offer.

Check Out Offer Details
AFFCU Visa Rewards Credit Card $150 bonus* ad. Young female making card payment on phone

Rewards Credit Card Bonus

Earn a $150 bonus when you open a new VISA Platinum Rewards Credit Card and spend at least $1,500 within the first 90-days.*

Get Your Bonus

Don’t take our word for it.

Here’s what our members have to say:

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    Carolyn R.

    Always there to help financially. The AFFCU crew are always willing to give perfect service. It feels like family to me… I appreciate AFFCU.

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    Andrew R.

    Exceedingly pleasant and helpful, plus ridiculously low rates on loans. I mean, seriously. Bonus, they pay better than bank rates on their savings accounts. What isn’t to love?

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    Phyllis M.

    AFFCU you saved me over $100 a month on my auto loan. I just love my checking and savings accounts. The AFFCU Visa card is also a big savings. They are just awesome!

Benefits you can bank on

We don’t pocket our profits. We return them to you in the form of higher rates on deposits, lower rates on loans, and dividend bonuses.

Our low rates and fees save each member household an average of
each year

Over the last five years, we have returned over
to our members in annual bonuses

Members enrolled in our rewards checking accounts earn an average of
in rewards each year

Need more reasons to bank with Atlantic Financial?


Baltimore Born

No one knows greater Baltimore better than we do. We’re proud of our local roots and proud to give back to the communities we serve.

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Full Service

Whether you’re looking to save, borrow, spend, or manage money, you can rely on Atlantic Financial for all your banking needs.

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Member Owned

As a cooperative, our members are also partial owners. Unlike banks, we answer to you, not shareholders.