Welcome to Atlantic Financial FCU
Where You Matter
Helping you achieve your goals and well-being with personal, accessible financial solutions.
Checking Accounts
Control your finances anytime, anywhere with mobile banking and no maintenance fees, balance requirements, or penalties. Earn monthly cash rewards with our Power Rewards Checking options.
Visa Credit Cards
Credit cards with low rates and no annual fees, no cash advance fees, and no balance transfer fees. Choose a simple low-rate card or the option to earn cash back rewards. Upgrade your credit card today.
Auto Loans
Save money with our exceptionally low rates, flexible terms, and car buying service. We’re the Baltimore area’s trusted source for affordable auto loans.
Home Financing & Home Equity
Whether you’re looking to buy a home, refinance an existing loan, or want to leverage the equity in your house, we’ve got the perfect option for you.
Tax Solutions
Whether you choose to hand off your taxes, get some help from experts, or file on your own, TurboTax always guarantees your maximum refund.
Don’t take our word for it.
Here’s what our members have to say:
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Carolyn R.
Always there to help financially. The AFFCU crew are always willing to give perfect service. It feels like family to me… I appreciate AFFCU.
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Andrew R.
Exceedingly pleasant and helpful, plus ridiculously low rates on loans. I mean, seriously. Bonus, they pay better than bank rates on their savings accounts. What isn’t to love?
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Phyllis M.
AFFCU you saved me over $100 a month on my auto loan. I just love my checking and savings accounts. The AFFCU Visa card is also a big savings. They are just awesome!
Need more reasons to bank with Atlantic Financial?
Rooted In Baltimore
No one knows greater Baltimore better than we do. We’re proud of our local roots and proud to give back to the communities we serve.
Full Service
Whether you’re looking to save, borrow, spend, or manage money, you can rely on Atlantic Financial for all your banking needs.
Member Owned
As a cooperative, our members are also partial owners. Unlike banks, we answer to you, not shareholders.