
Welcome to Atlantic Financial FCU
Where You Matter
Helping you achieve your goals and well-being with personal, accessible financial solutions.

Cash In On Your Homes Increased Value
Your home value has likely increased significantly. If you need access to funds, you can cash in on this increased equity with affordable financing options like our special Home Equity Line-of-Credit offer.

Earn Cash Back On Debit Card Purchases
A Power Checking Account from AFFCU gives you everything you need in a checking account, but with the added benefit of earning cash back rewards on purchases. No maintenance fees or penalties.

Upgrade Your Wallet With Better Rewards
It’s time to take a look at what’s in your wallet and give it an upgrade. Give yourself something better with an AFFCU Visa Platinum Rewards Credit Card and earn 1.5% cash back on every purchase.

Support Fundraising For Team AFFCU
Atlantic Financial has been a proud supporter of the Baltimore Light The Night Campaign for several years. Support our 2022 fundraising efforts by donating online to Team AFFCU.
Don’t take our word for it.
Here’s what our members have to say:
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Carolyn R.
Always there to help financially. The AFFCU crew are always willing to give perfect service. It feels like family to me… I appreciate AFFCU.
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Andrew R.
Exceedingly pleasant and helpful, plus ridiculously low rates on loans. I mean, seriously. Bonus, they pay better than bank rates on their savings accounts. What isn’t to love?
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Phyllis M.
AFFCU you saved me over $100 a month on my auto loan. I just love my checking and savings accounts. The AFFCU Visa card is also a big savings. They are just awesome!
Need more reasons to bank with Atlantic Financial?

Rooted In Baltimore
No one knows greater Baltimore better than we do. We’re proud of our local roots and proud to give back to the communities we serve.

Full Service
Whether you’re looking to save, borrow, spend, or manage money, you can rely on Atlantic Financial for all your banking needs.

Member Owned
As a cooperative, our members are also partial owners. Unlike banks, we answer to you, not shareholders.