Holiday Closure Notice: AFFCU will be closed on Monday, July 4 in observance of the Independence Day holiday.

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Welcome to Atlantic Financial FCU

Where You Matter

Helping you achieve your goals and well-being with personal, accessible financial solutions.

Join Us

AFFCU Home Equity LOC Special Offer. Works cutting with saw on job site

Cash In On Your Homes Increased Value

Your home value has likely increased significantly. If you need access to funds, you can cash in on this increased equity with affordable financing options like our special Home Equity Line-of-Credit offer.

Learn More and Apply
Young woman on couch in apartment using laptop to view AFFCU POwer Checking account rewards

Earn Cash Back On Debit Card Purchases

A Power Checking Account from AFFCU gives you everything you need in a checking account, but with the added benefit of earning cash back rewards on purchases. No maintenance fees or penalties.

Learn More and Open An Account
Visa Platinum rewards credit card 1.5% cash back. Image of hand holding AFFCu platinum rewards credit card.

Upgrade Your Wallet With Better Rewards

It’s time to take a look at what’s in your wallet and give it an upgrade. Give yourself something better with an AFFCU Visa Platinum Rewards Credit Card and earn 1.5% cash back on every purchase.

Upgrade Your Wallet
Light The Night Fundraising banner. Image of red and white lanterns

Support Fundraising For Team AFFCU

Atlantic Financial has been a proud supporter of the Baltimore Light The Night Campaign for several years. Support our 2022  fundraising efforts by donating online to Team AFFCU.

Donate To Team AFFCU

Don’t take our word for it.

Here’s what our members have to say:

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    Carolyn R.

    Always there to help financially. The AFFCU crew are always willing to give perfect service. It feels like family to me… I appreciate AFFCU.

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    Andrew R.

    Exceedingly pleasant and helpful, plus ridiculously low rates on loans. I mean, seriously. Bonus, they pay better than bank rates on their savings accounts. What isn’t to love?

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    Phyllis M.

    AFFCU you saved me over $100 a month on my auto loan. I just love my checking and savings accounts. The AFFCU Visa card is also a big savings. They are just awesome!

Need more reasons to bank with Atlantic Financial?

Baltimore Born

Rooted In Baltimore

No one knows greater Baltimore better than we do. We’re proud of our local roots and proud to give back to the communities we serve.

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Full Service

Whether you’re looking to save, borrow, spend, or manage money, you can rely on Atlantic Financial for all your banking needs.

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Member Owned

As a cooperative, our members are also partial owners. Unlike banks, we answer to you, not shareholders.