Alert: If you have received your new Freedom Federal Credit Union Visa credit card, it cannot be activated before October 29, 2025. Until then, your AFFCU Visa credit card remains active.

Membership Application

Become Part of Atlantic Financial Federal Credit Union

Thank you for choosing Atlantic Financial Federal Credit Union. Please complete the following application to begin your account opening process.

Membership Eligibility Notice

Please note that before we can open your account, a representative will reach out to review your AFFCU membership eligibility. AFFCU membership eligibility is open to anyone who lives, works, worships, volunteers, attends school, or has family in Baltimore County, Baltimore City, Carroll County, and Harford County, Maryland. There’s a good chance that includes you, so come join us!

Atlantic Financial FCU Truth-In-Savings & Account Agreement Disclosure