Refer a Friend


Share More, Earn More

Earn Up To $100*

Send A Referral

It Pays To Be A Member.

You love sharing your favorite things and experiences with the people in your life. Now you can share the benefits of Atlantic Financial FCU and get rewarded with a great cash bonus for doing so!

$100 FOR YOU* – $100 FOR THEM*

Checking With Direct Deposit

You Both Earn $25
when your referral opens a Power Checking Account with a Direct Deposit of $500 or more per month.

Complete Debit Card Purchases

You Both Earn $25
when your referral uses their AFFCU Visa Debit Card to complete at least 20 or more purchases.

Open A New AFFCU Loan

You Both Earn $50
when your referral opens a new loan with AFFCU of at least $10,000.

Send A Referral

Simply complete the form below and we’ll send your friend a friendly email inviting them to join. Each time you refer a friend who joins (and meets membership eligibility criteria) and completes the qualifying activities, both of you will earn a cash reward of up to $100.*

Plus, your earning potential is endless, because there’s no limit to the number of friends you can invite to AFFCU or the cash rewards you can earn. So share and refer to all.


Full Eligibility Disclosure Details
*Referral Program Details: Referred individual must meet membership eligibility criteria in order to join and open an account. Once the person you referred establishes a new membership with Atlantic Financial Federal Credit Union, they will have 60 days to complete any or all of the qualifying activities listed above. If they open a checking account and have qualifying direct deposits of $500 or more you both will receive $25, if they have 20 or more debit card purchases, you both will receive an additional $25 and if they obtain a new loan for $10,000.00 or more you both will receive an additional $50.00. The new member must notify the AFFCU employee at the time of account opening of the name of the person who referred them. Referral rewards are paid out within 30-days of the new members completion of the qualifying activities. New members do not have to complete all three qualifications. You will obtain a referral bonus only for the products completed by the member that was referred. Reward incentives may be reported to the IRS on a 1099. Offer subject to change at any time without notice.