AFFCU Summer Reading PRogram. Brother and Sister sitting on floow back to back reading books

Summer Reading Program

Earn A Special Bonus For Participating

Let's Read

Atlantic Financial FCU is proud to support the Baltimore County Public Libraries 2022 Summer Reading Program. To highlight the importance of reading, we are supporting participants completion of the program with special bonus opportunities.

Summer Reading Rewards

Get A $25 Completion Reward*

Open a new AFFCU Journey Account for the participating reader and show us your completed summer reading activity sheet to receive $25 deposited into the account. (Current Journey Account members also eligible)

Chance To Win A $150 Gift Card*

All Summer Reading program participants are eligible to enter the summer reading contest for a chance to win a $150 gift card.* A winner will be randomly selected at the end of the Summer Reading program. Journey Account members (new and existing) who receive the completion reward will also automatically receive a second contest entry.

Download Contest Activity Sheet     Enter The Contest

Summer reading program. Image of young girl holding book and reading

Establishing Strong Foundations

Reading is known to be a strong foundation for a bright future. Just as important is developing a strong understanding of the basics of money and how to build a healthy financial future.

It’s never to early to start ones financial journey. AFFCU’s Journey Accounts are built to help our young members build their foundation for financial success. From developing savings habits, to establishing their financial independence, a Journey Account will help put them on the path to healthy financial lifestyles.

Journey Accounts are available for youth and young adults from newborn through age 25.

Open An Account Online

The Right Time To Start A Financial Journey

Journey Savings

AFFCU Journey Savings Account Young boy smiling outting coins in piggy bank

Our special high-interest savings account for youth and young adults designed to help jump start their financial journey.

Earn 3% APY** on balances up to $1,500

Earn 0.50% APY* on the remaining balance over $1,500

Journey Rewards Checking

AFFCU Journey Checking Accounts Three Teens Taking selfie

Our unique rewards checking account for young adults that can help to build their financial independence.

Earn 1% cash back on debit card purchases up to $5001

Five (5) free ATM transactions per month2

Open A Journey Account

Open A New Journey Account


*No Purchase Necessary. View the Official Contest Rules. We may report the value of any cash received to the IRS and any applicable taxes are the responsibility of the recipient. Membership eligibility applies. Other restrictions may apply.

**APY is Annual Percentage Yield (APY). Rates are subject to change at any time. Atlantic Financial Federal Credit Union membership is required.

1 Journey Checking Account Reward Information: When Journey Checking account qualifications are met during a monthly qualification period, you will receive 1.00% cash back on applicable AFFCU Visa debit card purchases (PIN-based and signature-based) on the first $500.00 spent, that post and settle to the account during the monthly statement period. A maximum of $5.00 cash back may be earned per monthly statement period. To qualify to earn the monthly Journey Checking cash back rewards, the member must be eligible for a Journey Account and login to online or mobile banking account at least one (1) time each month. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the monthly qualification period in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions; transfers between accounts; debit card purchases processed by merchants and received by Atlantic Financial Federal Credit Union as ATM, PIN-based, or Bill Payment transactions; signature based transactions and purchases made with non-Atlantic Financial Federal Credit Union issued debit cards. When Journey Checking qualifications are not met, no cash back payments are rewarded. Cash back payments will be credited to your Journey Checking account on the last day of statement cycle. “Monthly qualification period” means a period beginning on the first day of the calendar month through last day of the current calendar month. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Enrollment in and monthly access of online/mobile banking are conditions of the Journey Checking account. Enrollment in electronic services (e.g. online or mobile banking) and log-ons are required to meet some of the account’s qualifications. Limit 1 account per social security number. Rates, rewards, and qualification criteria are variable and may change after account is opened.

2 ATM Fee Information: Power Checking, PowerPlus Checking, and Journey Checking accounts are eligible to receive up to five (5) free foreign ATM transactions per month. A foreign transaction fee is a fee issued by Atlantic Financial when you use another financial institution’s or operator’s ATM (an ATM that is not an AFFCU or CO-OP Network ATM, or one of our local credit union partners ATMs). A surcharge-fee may be applicable, and the members responsibility to pay, if charged by the financial institution or ATM operator.