Atlantic Financial Blog

Home & Auto

How to Find the Best HELOC Rates in Maryland

If you live in the greater Baltimore, Maryland area and are thinking about applying for a Home Equity Line of Credit (HELOC), finding the best rates may be easier than you think. But before you apply, it’s important to understand how HELOC interest rates work, the factors that affect rates, and what you can do to improve your chances of … Continue reading

Hands holding a HELOC application
Credit & Debt

What to Do If Your Loan is Denied?

At some point in your life, you’ll probably need a loan. Whether you’re preparing to buy your first home, a new car, or want to consolidate debt, there’s always a chance your loan request may be denied. While not being approved for a loan can be disheartening, don’t beat yourself up. Loan denials can happen for a variety of reasons … Continue reading

Loan denial blog banner image. Young lady sitting on couch frustrated with hand on head looking at mobile device upon receiving a loan denial notice
Credit & Debt | Home & Auto

Home Values Are Up And So Is Your Equity.

Home values have steadily risen over the past couple years throughout the country, and continue to hold these high values. Homeowners are in a position to reap substantial benefits. If selling your home is your goal, you will likely realize considerable gains. However, if you plan to stay in your home, you’re still able to improve your financial standing significantly. … Continue reading

Home equity blog banner. Photo of back of house under construction with new deck installation
Home & Auto

How to Beat Car Dealers at Their Own Games

Are you thinking of buying a new car? Maybe your current vehicle is on its last legs, and you’re ready to upgrade. Perhaps you want something a bit safer for your kids. Or maybe you just have that new car bug. Whatever the reason, buying a new car is no doubt exciting. But there’s also that feeling of uneasiness knowing … Continue reading

African American Husband and Wife In Vehicle. Reaching out to grab new car keys from dealer
Home & Auto

Home Improvements for Building Equity in Baltimore, MD

Increasing your home’s equity can be beneficial whether you want to sell or take out a home equity loan. If you aren’t afraid of rolling up your sleeves and completing a few simple home improvement projects, you may be able to increase your home’s equity for very little money. Living in the Baltimore area, there are plenty of home improvement … Continue reading

A beautiful home with a luscious front yard that helps build equity in the home.
Budgeting & Saving

How to Teach Kids Savings Goals

It’s never too early to begin teaching your children the importance of saving money. Whether they receive tooth fairy money or earn a paycheck at their first job, all are teachable moments that can have a tremendous impact on their future financial lives. Nowadays it’s almost too easy to spend money. Everything you could possibly want is only a swipe … Continue reading

Young boy smiling as he sits at table and adds money into piggy bank. Teaching kids how to save - AFFCU blog