Although they may be cheaper on the front end, the fact is that used cars are just as serious an investment as new cars. Unless they are carefully vetted, used cars can create a host of pricey problems related to mechanical and cosmetic failure. Buyers should carefully consider all aspects of the car purchasing process before committing themselves to years … Continue reading
A free checking account should be exactly that—free. However, many financial institutions have loopholes or special requirements that you’ll have to meet for your checking account to be truly free. When considering opening an account with any bank or credit union, there are several questions you should ask. Common Pitfalls To Avoid With Free Checking Some of the pitfalls and … Continue reading
How to identify – and then reduce – high stress levels caused by money challenges. We have all been there. Money gets tight, debt problems loom, and despite your best efforts your stress levels go up and up until you are snapping at family members and spacing out at work wondering how you are going to keep all the balls … Continue reading
A change in your income is fine when it’s in your favor. On the other hand, when the amount you receive in your paycheck suddenly drops because of a change in your employment situation, it can be disastrous for your budget and your ability to maintain financial stability. If you don’t make some adjustments and the income drop continues, you’re … Continue reading
Update: March 17, 2020 AFFCU Coronavirus (COVID-19) Member Update 3/17/2020 – Branch Access Changes Dear Member: The health and well-being of our employees and members is paramount during these uncertain times as we are encouraged to implement social distancing. Just as important, however, is our commitment to serve the financial needs of our members and be accessible when needed. We … Continue reading
You’re ready to trade in your vehicle, but what do you do if you owe more to the bank than it’s worth? This is when you have to decide whether to keep your vehicle or learn how to trade in a car with negative equity. While it might not be as cut and dry, you can still trade in your … Continue reading
