AFFCU Branch Lobby Is Currently Closed. Drive-Thru Access Remains Open With Modified Operating Hours

WE’RE HERE TO HELP: If you are impacted by the COVID-19 (Coronavirus) epidemic let us help. Learn more about our financial assistance efforts to help our members through these challenging times. LEARN MORE >

Kevin Zaegel

Credit & Debt

What Is “Good Debt” Versus “Bad Debt”?

Debt, credit, and financing – words that can make many squeamish. Financing, unless you have piles of cash laying around most need it to help make purchases, both big and on the smaller scale. Credit, you need a good credit score and credit history to get affordable financing offers. Debt, it’s what you get when financing. But it’s not necessary … Continue reading

Community Service | News & Announcements

Atlantic Financial Federal Credit Union Supports Community Financial Well-Being Through COVID-19 Epidemic

Hunt Valley, MD – As the economic uncertainty continues and consumers grapple with unexpected hardships, Atlantic Financial Federal Credit Union remains strong and ready to serve its members and the community. While AFFCU’s team on the front lines continue their essential duties as “financial first responders,” others in the organization are doing their part to support the financial well-being of … Continue reading

Budgeting & Saving

How to handle pay cuts or reduced hours at work

A change in your income is fine when it’s in your favor. On the other hand, when the amount you receive in your paycheck suddenly drops because of a change in your employment situation, it can be disastrous for your budget and your ability to maintain financial stability. If you don’t make some adjustments and the income drop continues, you’re … Continue reading

Womans hands counting dollar bills
News & Announcements

Coronavirus Readiness Update

Update: March 17, 2020 AFFCU Coronavirus (COVID-19) Member Update 3/17/2020 – Branch Access Changes Dear Member: The health and well-being of our employees and members is paramount during these uncertain times as we are encouraged to implement social distancing. Just as important, however, is our commitment to serve the financial needs of our members and be accessible when needed. We … Continue reading