Shared ATM & Branch Network | Atlantic Financial FCU | Baltimore, MD - Hunt Valley, MD
Shared ATM & Branch Network
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Shared ATM & Branch Network

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Shared ATMs

Fast, convenient access to cash is necessary. And NOT paying a fee to access it is just as important. That's why AFFCU is part of the CO-OP ATM network.

From coast to coast, members can find a surcharge-free ATM nearby. Just look for the CO-OP ATM logo. Whether you're across town, or traveling far from home, your AFFCU membership provides you access to:

  • Nearly 30,000 surcharge-free ATM locations nationwide.
  • Locations include convenient places like select 7-Eleven®, Costco® and Walgreens

Local Credit Union ATM Partners

AFFCU also has reciprocal agreements with several Baltimore area credit unions for free ATM usage. If you use any of the ATM locations at the following credit unions you will not be surcharged or pay any other network fees.

  • Baltimore County Employees Federal Credit Union
  • First Financial Federal Credit Union
  • Freedom Federal Credit Union
  • Johns Hopkins Federal Credit Union
  • Securityplus Federal Credit Union
  • St. Agnes Federal Credit Union

How to Find an ATM

  • Find a CO-OP ATM or Branch near you with the online location finder.
  • Finding a network surcharge-free ATM is a snap with the CO-OP ATM Locater App. Download the mobile app for your iPhone or Android device.

What is the CO-OP Network?

Credit Unions share a cooperative spirit where they support one another and the credit union movement. This cooperative philosophy resulted in the creation of the CO-OP network to serve each other's members when they are outside of the credit unions physical branch and ATM footprint.

Credit Unions that are part of the CO-OP network open their doors to other credit union members to provide convenient access to complete banking activities. AFFCU members can visit any credit union branch nationwide in the CO-OP network to complete almost any transactional banking activity free of charge. It's our way of giving you community-wide, state-wide and nationwide convenient access to your AFFCU account.

Shared Branching

We know that convenient access to complete your banking activities is important to you. That's why AFFCU is part of the CO-OP Nationwide Shared Branching and ATM network.

From coast to coast, you're welcome at branches and ATMs wherever you see the CO-OP logos. Whether you're across town, or traveling far from home, your AFFCU membership provides you access to:

  • Nearly 30,000 surcharge-free ATM locations nationwide including convenient places like 7-Eleven®, Costco® and Walgreens
  • Over 5,000 convenient branch locations covering all 50 states, providing ability to complete transactions, including:
  • Deposits & Withdrawals
  • Cash checks
  • Transfer funds between accounts
  • Loan payments
  • Purchase money orders and official checks*
  • And more!

*May not be available at all outlets and locations


Find A CO-OP Branch or ATM Near You.


What is the CO-OP Network?

Credit Unions share a cooperative spirit where they support one another and the credit union movement. This cooperative philosophy resulted in the creation of the CO-OP network to serve each other's members when they are outside of the credit unions physical branch and ATM footprint.

Credit Unions that are part of the CO-OP network open their doors to other credit union members to provide convenient access to complete banking activities. AFFCU members can visit any credit union branch nationwide in the CO-OP network to complete almost any transactional banking activity free of charge. It's our way of giving you community-wide, state-wide and nationwide convenient access to your AFFCU account.