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Share Secured Loans

Share Secured Loans


Rather than tapping into your established savings or dealing with a pesky payday loan, a Share Secured Loan offers a way to lean on the banking relationship you've already established with us.

Fund a wide range of expenses based on the balance you've secured in one or more Atlantic Financial FCU savings accounts. Due to the collateral backing, you receive typically lower interest rates. Plus, your actual savings get to remain intact and incurring dividends, thus reducing the overall cost for you.

  • Competitively low rate
  • Funds secured by other share account balances established with Atlantic Financial FCU
  • Portion of share balance not secured by the loan is available for withdrawal
  • Savings remain intact and incurring dividends, thus reducing the actual cost of your loan
  • Budget-friendly repayment terms
  • Helps establish or re-establish credit
  • Income verification and credit history not necessary
  • Prompt, local decision-making and processing
  • Customized, friendly service from our experienced lending team
  • Available with AFFCU's Visa Credit Card or line of credit

Additional Coverage

Debt Protection is available for this type of loan. Learn more about the benefits of this supplemental coverage.

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