Home Equity Loans | Baltimore, MD - Hunt Valley, MD | Atlantic Financial FCU
Home Equity
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Home Equity

Home Equity Loan

You've put a lot into your home — money, time, sweat, and even tears. Get a little out by using the equity you've built as collateral. At Atlantic Financial FCU, we'll help you transfer your home's equity into budget-friendly financing for a wide range of short-term and long-term needs.

Whether you're planning home improvements or other large expenses, our home equity loans and lines of credit offer competitive rates and repayment terms. Plus, the interest paid might even be tax deductible*!

Home Equity Loans

  • Low, competitive rates
  • No points
  • No closing costs, or for a lower rate, roll them into the loan
  • Available for a wide range of needs:
  • Home improvements
  • Tuition
  • Weddings
  • New vehicles or vehicle repairs
  • And much more!
  • Secured by the existing equity in your home
  • The interest paid might be tax deductible*
  • Budget-friendly repayment terms, unique to your situation
  • Repayment terms of 5, 10, or 15 years
  • Prompt, local decision-making and processing
  • Customized, friendly service from our experienced lending team

*Consult a tax advisor.


Home Equity Lines of Credit
  • Competitive rates as low as 1 below prime rate
  • No points
  • No closing costs, or for a lower rate, roll them into the loan
  • Available for a wide range of short-term or one-time needs:
  • Home improvements
  • Tuition
  • New vehicles or vehicle repairs
  • And much more!
  • Secured by the existing equity in your home
  • Funds available anytime without reapplying; apply once, then use as needed thereafter
  • Funds conveniently available via:
  • Phone
  • Transfers through online banking
  • Online bill pay
  • Mail
  • Revolving credit – available balance replenishes as you make payments
  • The interest paid might be tax deductible*
  • Only pay interest on the part that you use
  • Budget-friendly repayment terms, unique to your situation
  • Prompt, local decision-making and processing
  • Customized, friendly service from our experienced lending team

*Consult a tax advisor