Young girl riding carousel in snow during holiday

Holiday Helper Line-Of-Credit

Make Your Holiday Season Merry And Bright


The holidays can be a challenge on your wallet and budget. Get some help from AFFCU with a Holiday Helper Line-Of-Credit. Take advantage of this affordable, easy way to get access to funds to help you manage your holiday expenses.

Fast, Easy Application

No Income Verification

Low Monthly Payments

Get The Fast, Easy, & Affordable Financing You Need

Thank you for your interest in the Holiday Helper Line-of-Credit. This product is offered as a special seasonal loan. The application period for this product is closed.

Borrow up to $2,500*
As low as 9.99% APR *

10-month repayment period

  • Must be a member for at least one year
  • Applications must be received by December 18, 2020
  • Lines must be funded and drawn by December 24, 2020

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*APR = Annual Percentage Rate. Actual rate will vary based on credit review. Available rates as lows as 9.99% APR with excellent credit review to a maximum of 18.00% APR. A 10-month loan of $2,500 at an approved rate of 9.99% APR with 10% monthly payment requirement would result in a monthly payment of $250. Must be a Member for at least one-year; Be a member in good standing at time of application; Have not had a Skip-A-Payment in last 90-days; Have an existing Direct Deposit that is enough to cover all AFFCU debts; Have only one (1) open Holiday Helper line-of-credit; Do not have a current AFFCU loan or line-of-credit that has been modified or deferred; No judgments or liens. Other restrictions apply. Speak with a Member Services Representative for complete details. Applications must be received by 12/18/2020. Lines-of-credit must be funded and withdrawn by 12/24/2020.