Personal Insurance | Baltimore, MD - Hunt Valley, MD | Atlantic Financial FCU

Personal Insurance

Personal Insurance

At AFFCU we strive to support you through life's every day journey. While we can't predict the future or shield you from life's surprises, we can help you be prepared for the unexpected events that may come your way.

We've developed select partnerships to offer members affordable insurance solutions* to defend you from life's unexpected events. Let us help you get the protection you need and take action to safeguard yourself and your family.

Debt Protection

Life is unpredictable. There are a wide range of unexpected events that could leave you and your family scrambling to pay monthly bills. That's why it is important to safeguard your family against these types of events to ensure loan payments can be made on time.

AFFCU offers the Debt Protection program, where your loan balance may be canceled or your monthly loan payments canceled without penalty or interest. You benefit with the peace of mind knowing you and your credit rating are protected, and most importantly, that your family is protected.

Debt protection, available on eligible short- and long-term AFFCU loans, covers you in the case of death, disability, and involuntary unemployment. Speak with a representative to learn more about this protection program and how it can benefit you.

Accidental Death & Dismemberment (AD&D)

Accidents can happen anytime. Don’t leave them unprepared.

Your untimely accidental death could leave your family with long lasting financial burdens. Accidental Death & Dismemberment insurance can help give them a safety net.

How does it work?

As a member of INSERT CREDIT UNION NAME HERE you are eligible to enroll for <$1,000> no-cost TruStage® Accidental Death & Dismemberment Insurance underwritten by CMFG Life Insurance. AD&D insurance can pay a cash benefit to your beneficiary if you die in an accident or suffer a serious injury.

What’s covered?

Once you enroll, AD&D insurance pays a cash benefit to your beneficiary if you die from an accident or you are seriously injured. Credit union members ages 18 and over can also choose to increase their protection (Member Only Plan) or their family (Family Plan) with up to an additional $300,000 in coverage.

Acceptance is guaranteed and there are no medical questions.‭

Enroll today at www.TruStage.com/ADD‬‬‬‬

TruStage® AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. ‭The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.‬‬‬ Base Policy Series E10a-014-2012, E10a-ADD-2012 and E10a-015-2012.‬

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Life Insurance

TruStage® Life Insurance

We make TruStage Life Insurance Policies available to help credit union members like you protect the people who matter most in your life. Any amount of coverage can make a difference, so it makes sense to check rates and look into this important protection.

TruStage Life Insurance plans and policies offer rates that fit your budget and that are designed to be affordable. They provide excellent coverage, underwritten by CMFG Life Insurance Company.

Learn about this important coverage or call 1-855-612-7909 for more information.

TruStage® Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

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Health Insurance

The TruStage Health Insurance Program: Simplify your search for affordable health care.

The federal open enrollment period for health insurance is now closed. However, some major life changes could qualify you to buy health insurance..

  • Family changes like getting married or the birth (or adoption) of a baby
  • A job change that causes you to lose health coverage

Events like these (and others) mean you may have 60 days to buy health insurance or you could miss your opportunity.

The TruStage Health Insurance Program with GoHealth can help. Licensed insurance advisors can determine if your event qualifies, simplify the process, offer advice, provide quotes and help you get enrolled in the right plan for your family. They can even help you determine whether you qualify for various levels of financial assistance and assist with the final calculations.

Simply call 1-888-416-2166 to get started or visit https://www.trustage.com/health/get-started

TSH-1116640.1-0215-0317 © TruStage, 2015. All rights reserved.

The TruStage™ Health Insurance Program is made available through TruStage Insurance Agency, LLC and GoHealth LLC. GoHealth LLC is licensed to sell nationwide and operates in all states with the exception of Massachusetts, Hawaii, Vermont and Rhode Island. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.

 

* These products are optional and come with separate out-of-pocket expenses paid for by the member. Insurance products are not a deposit or obligation of, or guaranteed by, AFFCU or its affiliates. These products are not insured or guaranteed by NCUA. You may obtain insurance to protect your loan from any entity not affiliated with AFFCU.