Skip to main content

Putting YOU First

We're Atlantic Financial Federal Credit Union, but our friends call us AFFCU (sounds like Af-Q) – a not-for-profit credit union dedicated to improving the financial well-being of our members.

Our Mission: To Serve and Enrich our members' lives.


We make your financial well-being our #1 priority.

At Atlantic Financial Federal Credit Union, we believe that every member is unique and deserves to be treated accordingly-- with hospitality and a personal touch. We are committed to providing a level of service that shows we care about you and your financial well-being.

It's our promise to deliver a banking experience that revolves around you. By providing the best financial services and products, the most competitive rates, and the resources to help you meet or exceed your financial goals, we're making your financial future our personal priority.


Atlantic Financial Federal Credit Union. Different! Better!

At Atlantic Financial Federal Credit Union, we're all about YOU! As a not-for-profit institution, you as a member are at the center of everything we do. You and all AFFCU members are partial credit union owners. You are the credit unions most valued shareholders.

Rather than distribute profits to the pockets of shareholders trying to profit off of the institution, they're returned to you, AFFCU members, in the form of higher rates on deposits, lower rates on loans, and convenient, budget-friendly account management tools. Our actions are not driven by addressing the need to produce high returns to investors looking to profit off of our operations. Our decisions are based solely on how we can improve the financial lives of our members, you, while maintaining a financially stable institution.


Why A Credit Union?

The benefits of being an Atlantic Financial Federal Credit Union member start with the benefits of a credit union. Credit Unions and banks offer the same types of consumer products and services, but that is where the similarities end.

  • We believe in, and diligently follow, the credit union motto of "People Helping People." We adhere to this principle in all decision making and direction to remain 100% focused on helping our members achieve their financial goals.
  • Click here to learn more about the Credit Union difference and why it makes a difference for you.

Easy to Get Started

Ready to join AFFCU? Great decision if we do say so ourselves. We're excited to welcome you.

Getting started with AFFCU is easy! Simply open an AFFCU primary savings account and any other subsequent accounts (i.e. checking, additional savings accounts, or apply for loan)

Get Started>>


Apply In Person or By Mail

If preferred you may apply in-person at our Hunt Valley Branch or you may apply by mail. Simply download the membership application and checklist with complete instructions.

Download Membership Application