Special Service Fees
One of the many advantages of belonging to a credit union and using all of its services is that members pay very few fees if any for the privilege of using those services. However, on occasion some members may need to request a special service or cause a situation to happen that results in default of their account agreement. When this happens a fee is charged to cover the extra expenses incurred to provide the service requested or as a penalty for not observing the conditions of their account agreement.
Current Fees
(As od October 1, 2008)
| SPECIAL ACCOUNT PROCESSING SERVICES | REGULAR | PAT OR E-BRANCH |
| Acct reconcilement per hour | $10.00 | |
| Acct subledger per page printed | $1.00 | FREE |
| American Express Gift Cheques | $2.50 | |
| Check clearing inquiry (after 3) | $1.00 | FREE |
| Check collection | $10.00 | |
| Check copies (each) | $6.25 | $5.00 |
| Check payment returned | $25.00 | |
| Check stop payment | $15.00 | $10.00 |
| Collection funds transfer | $5.00 | |
| Credit Line overlimit | $20.00 | |
| Deposit & payment receipts mailed | $1.00 | |
| Dormant acct per month | $5.00 | |
| Foreign ATM transfers | $1.00 | FREE |
| Foreign ATM withdrawals | $1.00 | |
| Garnishment | 75.00 | |
| HSA Origination | 10.00 | |
| Insufficient funds returned item | $25.00 | |
| Loan/VISA late payment | $25.00 | |
| MAC (Member Acct Courtesy) | $25.00 | |
| Money Market low balance | $5.00 | |
| Money orders | $1.00 | |
| Share acct low balance | $2.00 | |
| Share closed within 31 days of opening | $5.00 | |
| Share withdrawal check mailed | $1.00 | $0.50 |
| Share withdrawal check to 2nd party | $1.00 | |
| Statement returned for bad address | $1.00 | |
| Statement/Acct summary copy | $6.00 | FREE |
| Transfers within accounts or to another account | $1.00 | FREE |
| Travelers checks 1 signature | 1/2%/$100 increments | |
| Travelers checks 2 signatures | 1%/$100 increments | |
| VISA debit/credit card replaced* | $10.00 | |
| VISA sales draft copy | $5.00 | |
| Wire transfer - domestic | $20.00 | |
| Wire transfer - foreign | $30.00 | |
| SAFE DEPOSIT BOXES - all boxes are 26 inches long | ||
| 3 x 5 | $24.00/yr. | |
| 3 x 10 | $54.00/yr. | |
| 5 x 5 | $54.00/yr. | |
| 5 x10 | $75.00/yr. | |
| 10 x 10 | $144.00/yr. | |
| Replacement key | $10.00 | |
| Drill box | $250.00 |
*Fee is waived if card is stolen and a police report is provided.
PAT (Phone Activated Transactions) & Internet E-Branch FREE to all members and some special fees are discounted.
