DISCOUNTED INSURANCE
Accidental Death & Dismemberment Insurance
AFFCU members may enroll for $1,000 FREE accidental death and dismemberment insurance through Amex Life Assurance Company. Additional coverage for the member and their family is available at minimal cost.
Credit Life & Disability Insurance
Credit life and disability insurance is valuable protection for all loans. The disability insurance will make your loan payments for you if you are out of work for injury or illness for more than 2 weeks. Comes in real handy at a time when you may be on reduced income and/or have increased expenses.
The life insurance will pay off the remaining balance of your loan in the event of your death.
Car & Homeowners Insurance
AFFCU members enjoy discounted premiums from HMS Insurance Associates, Liberty Mutual Insurance Company, Nationwide Insurance through the Corrigan Agency. All three offer great deals on auto and homeowners insurance. Shop for quotes to get the best deal for your personal circumstance.
For quotes, contact:
HMS Insurance Associates, Inc. – Call 410-785-1682 (outside of MD 1-800-356-6563) and mention your Personal Invitation Code AFFCU. Or visit www.hmsia.com/AFFCU/ . HMS does the shopping for you…HMS represents (16) top-rated insurance companies: Brethren Mutual, Chartis, Chubb, Donegal, Encompass, Fireman’s Fund, Hagerty, Harleysville, Kemper, Ohio Casualty, Progressive, Safeco, Selective, State Auto, The Hartford and Travelers.
Liberty Mutual Insurance - In MD call Karen Cohn at (410)771-8012 x51437, and all other states 1-800-524-9400 or visit www.libertymutual.com/lm/atlanticfcu
Nationwide Insurance Corrigan Agency - (410)792-8090 or (800) 213-1634. For states other than Maryland, please contact the Corrigan Agency. As an added service from your Nationwide Agent, manage your current policy online anytime, anywhere, any way at www.mynationwide.com
If you currently have Nationwide Insurance, and did not go through the Corrigan Agency, you are still eligible for a group discount as an AFFCU member! Just call your agent today, and let them know you are a member of Atlantic Financial, affinity number 1507. You could qualify for a discount of 3-5%, some restrictions do apply.
Guaranteed Auto Protection (GAP)
- Just $225 for same protection dealers sell for $400 to $600 or more.
- Pays the difference between vehicle value covered by liability insurance and what is owed on loan if it is stolen and not recovered or totaled in an accident
- Coverage invaluable with cost of vehicles today causing most loans to be upside down until the last 12 to 18 months of the payments..
Mechanical Breakdown Coverage
- Pay much less for the same extended warranty that dealers sell.
- Available on new or used cars
- Coverage provided through Auto Exam Inc.
- Quotes available at 1-800-709-5792 or www.autoexam.com
- Can be included in your auto loan or paid outright
