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Branches
AFFCU provides member service at more than 2000 branch locations nationwide.
Our two wholly owned branches are full service branches where members can deposit and withdraw checks and cash, make loan payments, open new accounts, apply for and settle loans, rent safe deposit boxes (Hunt Valley only), cash in savings bonds, etc. The locations and hours are:
| Hunt Valley Branch | Branch | Drive Thru | |
| 40 Schilling Road | Mon.-Wed. | 9:00 - 4:00 | 8:30 - 5:00 |
| Hunt Valley, Maryland 21031 | Thurs.-Fri. | 9:00 - 4:00 | 8:00 - 5:30 |
| 24 - Hour ATM | Sat. | 9:00 - 1:00 | 9:00 - 1:00 |
| Inner Harbor Branch | ||
| 1 E Pratt Street | Mon. - Thurs. | 8:30 - 3:30 |
| Baltimore, Maryland 21202 | Fri. | 8:00 - 4:00 |
| 24 - Hour ATM | ||
At the other 3000+ Credit Union Family Service Centers and shared branch outlet locations, members are able to complete many financial transactions normally performed at a teller window such as:
- withdraw up to $750 in cash from savings, checking and club accounts,
- deposit cash or checks into your savings, checking and club accounts,
- transfer funds from one account to another in the shared branch database,
- make loan payments,
- get account balances,
- obtain cash advance on VISA and line of credit loans,
- purchase money orders, traveler's checks and corporate "official" checks,
- cash U.S. postal money orders, most payroll, business and government checks up to $750,
- purchase theme park tickets and entertainment coupon books (if available),
- obtain photocopy, fax and notary services (if available)
Some policies, procedures and transaction capabilities may differ at each location. You must have your member number and a valid U.S. or state government-issued picture ID is required for verification of signatures on checks or receipts. Cash limits and holds may vary.
Our branch locator will help you find a location near you anywhere in the U.S. Plus there are international locations in Canada, Germany, Italy, Japan, Korea, and Puerto Rico.
Surcharge FREE ATMs
AFFCU members have the choice of more than 35,000 surcharge-free ATMs nationwide for cash withdrawals and transfers at other credit unions and more than 5,500 7-Eleven stores through the CO-OP network. Many of the ATMs will also accept deposits. Our ATM locator will help you find an ATM close to you. ATMs in WaWa stores are also surcharge free but they are not a part of the CO-OP network so therefore are not found in our ATM locator.
If you regularly use a surcharge-free ATM but are still being charged AFFCU's $1 foreign ATM network fee, please contact us to give us the exact location you are using. Often we are able to load that ATM identifier into our data system resulting in you no longer being charged any ATM fee at all.
Totally FREE ATMs
Other than the three totally free ATMs that AFFCU owns located at each of our branches and in the Good Samaritan Hospital, AFFCU also has reciprocal agreements with credit unions located in the Baltimore Metro area for totally free ATM usage. If you use any of the ATM locations at the following credit unions you will not be surcharged or pay any other network fees.
Atlantic Financial Federal Credit Union
40 Schilling Road, Hunt Valley, MD 21031
1 E. Pratt Street, Baltimore, MD 21201
Good Samaritan Hospital, Loch Raven Blvd & Belvedere Ave, Baltimore, MD 21239
Baltimore County Employees Federal Credit Union
23 W. Susquehanna Ave, Towson, MD 21204
8640 Ridgely's Choice Dr, Perry Hall, MD 21236
First Financial Federal Credit Union
1215 York Rd, Lutherville, MD 21093
Westpark Shopping Center, 6400 Balto National Pike, Catonsville, MD 21228
Dundalk Shopping Plaza, 1411-A Merritt Blvd, Baltimore, MD 21222
Princess Shopping Center, Bldg 2, 1213 Liberty Rd, Unit 209, Eldersburg, MD 21784
Putty Hill Plaza, 7966 Belair Rd, Baltimore, MD 21236
Sinai Hospital, 2401 W. Belvedere Ave, Baltimore, MD 21215
St. Thomas Shopping Center, 9902 Reisterstown Rd, Owings Mills, MD 21117
Crossroads Square, 625-H Balto Blvd, Westminister, MD 21157
Fallen Federal Bldg, 31 Hopkins Plaza, Suite G-9, Baltimore, MD 21201
Freedom Federal Credit Union
Fountain Green Branch, 1304 Churchville Rd, Bel Air, MD 21014
Edgewood Branch, Hoodley & Blackhawk Rds, Edgewood Area-APG, MD 21010
Park Avenue Branch, 2019 Emmorton Rd, Bel Air, MD 21015
Johns Hopkins Federal Credit Union
Johns Hopkins Outpatient Center, 601 N. Caroline St. Baltimore, MD 21287
Johns Hopkins Hospital, 600 N. Wolf St, Baltimore, MD 21287
School of Hygiene & Public Health, 615 N. Wolf St, Baltimore, MD 21287
Harry & Jeanette Weinberg Bldg, 401 N. Broadway, Baltimore, MD 21287
2024 Building, 2024 E. Monument St, Baltimore, MD 21287
Broadway Research Bldg, 733 N Broadway, Baltimore, MD 21287
Monument Branch, 2027 E. Monument St, Baltimore, MD 21287
Homewood Branch, Room 47, Gilman Hall, Baltimore, MD. 21218
Bayview Branch, 5201 Alpha Commons Dr, Baltimore, MD 21224
Eastern Branch, 1101 East 33rd St, Baltimore, MD 21218
Wyman Park Medical Center, 3100 Wyman Park Drive, Baltimore, MD 21211
Peabody Institute, 1 E. Mount Vernon Place, Baltimore, MD 21201
Greenspring Station, 10753 Falls Road, Lutherville, MD 21093
Securityplus Federal Credit Union
CMS (CMS employee access only), 7500 Security Blvd, Room CLL-09-13, Woodlawn, MD 21244
Dogwood Station Shopping Center, 2307 N. Rolling Rd, Woodlawn, MD 21244
Franklin Branch, 11700-E Reisterstown Rd, Reisterstown, MD 21117
Securityplus Main Office (SSA employees only), 6401 Security Blvd, Woodlawn, MD 21235
- 4 ATM Locations: 4-D-3, Operations Bldg
B-Lot Entrance, Operations Bldg
East Bldg Cafe, East High Rise Bldg
Annex, 2nd Fl
Metro West (SSA employees only) 300 N. Greene St, 3rd Fl, South Block, Baltimore, MD 21201
Security West (SSA Employees Only) 1500 Woodlawn Dr, 1st Fl, Woodlawn, MD 21235
Westside Shopping Center, 2439 Frederick Ave, Baltimore, MD 21223
Whole Foods Market, 1001 A Fleet St, Baltimore, MD
Wyndham Inner Harbor Hotel, 101 W/ Fayette St, Baltimore, MD 21202
St. Agnes Federal Credit Union
St. Agnes Hospital, 900 Caton Ave, Baltimore, MD
Maiden Choice Medical Center, 720-E Maiden Choice Lane, Baltimore, MD


















