What is my car worth?
Find out through N.A.D.A. on-line how much you can expect a dealer to give you for your vehicle as a trade-in. N.A.D.A also gives you the retail value of your current car if you are interested in trying to sell it on your own.
How much can I borrow?
Apply before you shop to see how much money you qualify to borrow. Check out AFFCU's car loan optionsand rates. Then use AFFCU's online applicationor call AFFCUduring normal business hours. You also have the option to call the 24 Hour Loan Line when AFFCU branches are closed.
Where can I get the best deal?
NEW VEHICLES
For new vehicles, AFFCU offers the services of MVCP and UBS to get you the best deal at a dealership convenient to you.
MVCP (Motor Vehicle Certification Program)
Be directed to dealers where the pre-negotiated prices will save you money, time and effort. You will be MVCP with the latest pricing and rebate information. Once you've purchased your vehicle, MVCP advisors will audit the transaction and certify that you've received the price you're entitled.
Contact United Buying Service for a referral to an Authorized Dealer and get discounts on the purchase of most foreign and domestic cars & trucks along with the manufacturer rebates and dealer incentive money.
USED VEHICLES
For used vehicles, AFFCU partners with Enterprise Car Sales. Throughout the year, Enterprise will offer special incentives to further enhance their already below N.A.D.A retail value no-haggle pricing.
Shop at Enterprise Sales lots for quality used vehicles. Low (below NADA retail value), no haggle, no hassle prices. Financing referred back to AFFCU. Call 1-800-CAR-SALE for the location nearest you. For more information click on www.enterprisecarsales.com.
Sales Lots located at:
10825 Pulaski Highway, White Marsh, MD 21162, (410) 335-5628
502 N. Crain Highway, Glen Burnie, MD 21061, 1 (410) 760-3195
609 Baltimore Boulevard (Rte 140), Westminster, MD 21157, (410) 848-5807
What are my best insurance and warranty options?
AFFCU offers discounted services to our members for GAP (Guaranteed Auto Protection), extended car warranties and for auto insurance coverage. These services are designed to complete your auto buying process at much lower prices than you will pay at a dealership or directly through an insurance company.
Auto Exam Mechanical Breakdown Coverage
- Pay much less for the same extended warranty that dealers sell.
- Available on new or used cars
- Coverage provided through Auto Exam Inc.
- Quotes available at 1-800-709-5792 or www.autoexam.com
- Can be included in your auto loan or paid outright
Guaranteed Auto Protection (GAP)
- Just $225 for same protection dealers sell for $400 to $600 or more.
- Pays the difference between vehicle value covered by liability insurance and what is owed on loan if it is stolen and not recovered or totaled in an accident
- Coverage invaluable with cost of vehicles today causing most loans to be upside down until the last 12 to 18 months of the payments...
Car & Homeowners Insurance
AFFCU members enjoy discounted premiums from HMS Insurance Associates, Liberty Mutual Insurance Company and Nationwide Insurance through the Corrigan Agency. These companies offer great deals on auto and homeowners insurance. Shop for quotes to get the best deal for your personal circumstance.
For quotes, contact:
HMS Insurance Associates, Inc. Call 410-785-1682 (outside of MD 1-800-356-6563) and mention your Personal Invitation Code AFFCU. Or visit www.hmsia.com/AFFCU/ . HMS does the shopping for you. HMS represents (16) top-rated insurance companies: Brethren Mutual, Chartis, Chubb, Donegal, Encompass, Fireman's Fund, Hagerty, Harleysville, Kemper, Ohio Casualty, Progressive, Safeco, Selective, State Auto, The Hartford and Travelers.
Liberty Mutual Insurance - In MD call Karen Cohn at (410)771-8012 x51437, and all other states 1-800-524-9400 or visit www.libertymutual.com/lm/atlanticfcu
Nationwide Insurance Corrigan Agency - (410)792-8090 or (800) 213-1634 or click on banner below. For states other than Maryland, please contact the Corrigan Agency. As an added service from your Nationwide Agent, manage your current policy online anytime, anywhere, any way at www.mynationwide.com
