AFFCU 24-Hour Information Line

Call 410-584-7474 or 1-800-505-7476, Press 7
Obtain current loan and deposit interest rates, information about special events or promotions at the credit union, branch locations and hours. This is your link to AFFCU for information when you don't have access to the Internet.

24-Hour Loan Phone

1-888-24AFFCU or 1-888-242-3328
Call toll-free after normal business hours to speak with an operator to submit a loan application. Then fax your most recent pay stub to (410) 584-8061. Get a loan decision the next business day if your application and pay stub are submitted after normal working hours. Operates 24 hours a day, 7 days a week except for New Years, Memorial Day, July 4th, Labor Day, Thanksgiving and Christmas.

Atlantic Plu$ VISA Debit Card

Use your Atlantic Plu$ card to withdraw cash, transfer money or for balance inquiries at any ATM with the Interlink, PLUS or CO-OP network logo. Pay for purchases at any Point of Sale terminal displaying the Interlink, PLUS, CO-OP network, or VISA logo. Amount of purchase is deducted from your checking account balance. Transactions at AFFCU's ATMs or ATMs designated by AFFCU are FREE. Go to the ATM Locator for a list of all ATMs available to AFFCU members for surcharge-FREE use. Transactions at foreign ATMs cost $1.00 a piece plus any fees charged by the financial institution that owns the ATM you are using.

ATM Locator

These ATMs located nationwide are surcharge free for members using AFFCU's Atlantic Plu$ VISA debit card.

Mobil Access

GPS Locator

Take the CO-OP ATM Network with you when you drive! Download the database of more than 28,000 surcharge-free ATMs directly to your Garmin®, Tom Tom® or other GPS devices. You’ll never be lost looking for your CO-OP ATM again. Visit http://www.co-opfs.org/public/locators/atmlocator/ for more information.

Auto Transfers

Loan payments can be made automatically on a predetermined schedule without your intervention. Request to have the automatic transfer from your checking or savings account to your loan once a month or to coincide with your direct deposit weekly, bi-weekly or semi-monthly. Protect your credit rating by never being late or missing your loan payment

Direct Deposit

Automatically deposit your entire paycheck, pension check or social security check into your share or checking account. Your money will always be in your account when you need it. No hurrying to the credit union or standing in line to make a deposit or get cash. It is free, safe, and secure. To set up with your check issuer, use Routing & Transit number 252075744 and your AFFCU account number as it appears on your monthly statement.

E-Bill Pay

Use AFFCU's E-Bill Pay system to save time and money when paying all of your household bills such as utilities, credit cards, department stores, medical, subscriptions, etc. Any bill you have can be paid through AFFCU's E-Bill Pay system. Save the cost of postage, the cost of checks, the cost of going to the post office. Save the time it takes to write each check, the time it takes to address and prepare each envelope, the time it takes to go to the post office. Once you have set up your household accounts in the E-Bill Pay system, each bill can be paid monthly with just a few clicks of the mouse and few keystrokes to enter the exact amounts. That's all there is to it. And, the price is right too! If you have direct deposit of your net pay, social security or pension to your AFFCU checking account and get your statements electronically from this web site instead of in the mail, E-Bill Pay is ABSOLUTELY FREE. Otherwise, you pay nothing for the first three months... After that, the cost is just $4.95 per month for unlimited transactions. Try this service to find out just how convenient and easy it is to use and you will start saving time and money today.

E-Branch

Visit AFFCU's E-Branch from any PC that accesses the Internet. Now you can see your account balances, review each account's activity, print copies of cleared checks, and transfer money between your accounts. This truly puts AFFCU's nearest branch at your fingertips 24 hours a day, 7 days a week. Using AFFCU's E-Branch is a FREE service providing you with convenience on your time not AFFCU's time.

E-Deposit

If you have a scanner, then you have a branch right at your finger tips. With E-Deposit, all you need to do is scan in your checks, log into your E-Branch account, and deposit as many checks as you want into any account. For a demo go to the E-Branch login page, the link for the demo is on the right under the picture. If you have any questions, click here for our FAQ page, and scroll to the bottom.

E-Statement

Your statement is available in AFFCU's E-Branch if you have elected to receive your monthly statement electronically. This is a free service and your statement is usually available the first day of the month if it is a business day. It is safer and quicker than having your account information pass through the U.S. mail and sit in your mailbox. If you have chosen E-Statement as your method of getting your monthly statement and you have direct deposit to AFFCU, AFFCU's E-Bill Pay service is free.

PAT - (Phone Activated Transactions)

410-584-7474 or 1-800-505-7476, press 6 and follow the directions
Perform transactions within your accounts at AFFCU or obtain balances and recent activity information from any touch tone phone. Operates 24 hours a day, 7 days a week.

Payroll Deduction

Designate part of your paycheck for automatic deposits to AFFCU for forced savings or to make your monthly credit union loan payment. Protect your credit rating by never being late or missing your loan payment. To set up use Routing & Transit number 252075744 and your AFFCU account number as it appears on your monthly statement.
Note: This service can only be provided by AFFCU in cooperation with your individual employer.